We don’t eat out at a sit down restaurant often, but when we do most of the time we pick Ruby Tuesday’s. They have a wonderful salad bar to keep the kids happy while the food arrives! Plus they seem to have coupons out often. Here are some tips on how to budget and save money eating out.
No savings, no emergency fund, nothing to fall back on. That’s where we are now that necessary repairs to our paid off, ten-year old car have been made. I’m sure many of you can relate. That’s why I am sharing How to Save Money when your Emergency Fund is Wiped Out! I know what it is like to have that need, so I want to help you learn how to manage!
Did you know that according to the Federal Reserve, 48% of Americans say they wouldn’t be able to come up with $400 in an emergency, and only 38% could handle an unexpected expense of $1000? We are fortunate as we had $1,500 in an emergency fund. However, spending it to repair the car put us back to ground zero. Now that our emergency fund is wiped out, we need to save money.
This year, one of my goal is to challenge myself to save money and be frugal. I know that if I do this in the long run it will benefit me and my family. One of the Savings Challenge that I want to do is the 52 Week Savings Plan. I saw this first from one of my friend and I immediately got interested. If you will look at the chart below, you can see that it’s something realistic. Unlike other money savings plan with this Savings Challenge you only have to save little amount each week and after 52 weeks you’ll have $1378!
The concept of 52 Week Savings Plan is very simple, you just have to save and deposit the amount that corresponds to the number of the week into your account. What I love about this plan is it’s not intimidating and even kids especially teens can do this. By saving small amounts, at the end of the challenge, you’ll have extra money.
The holidays are fast approaching, and it’s time to start thinking about how we can make the most out of them, without breaking the bank. Now we all know I’m all about frugal living so going broke during the holidays is not part of my plan, ha! But I still want to make sure my friends, family, and most importantly (to me) my kids, have an awesome holiday season. With that being said, I thought a lot of you would probably be in the same boat and want to try to save some money during the holidays. Am I right? That’s why I put together a list of my 40 best frugal tips for surviving the holidays to help everyone save money! Let’s check them out:Continue reading
I know cruises can get expensive so I am going to offer you some tips that will keep the memories flowing and your wallet intact. A cruise is the best money saving vacation you can take by far. I can’t tell you how happy and excited my children were to go on a Carnival Cruise. We went on the Carnival Paradise cruise with my sister and her three children. We called it cruising with cousins and it was a great vacation to take since it will be one they will remember forever.
Having a beautiful lawn is tough when it is costly. That’s why we are sharing those great tips for How To Save On Lawn & Garden Watering this year! Whether you are landscaping your front lawn or trying to grow beautiful flowers or vegetables these are great tips!
Is it really possible to save money watering your lawn? It depends on what part of the country you live in. In our area, the summers are hot and humid with frequent afternoon thunderstorms. In other areas, the weather is hot and dry necessitating your lawn be regularly watered to maintain any semblance of green.
One of our biggest issues with watering our lawn is that water is very expensive in our area. My parents live in a large city and their water/sewer bills average around $35 a month. On the flip side, our bill each month averages about $120!
These are just a few basic tips to save money on lawn and garden watering this summer! Having a lush lawn despite the heat and drought is possible without spending a fortune. Utilize our tips above to make sure your lawn looks amazing while staying in budget!