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Frugal Living Ideas: 5 Tips on Living on 30000 or Less

Frugal Living Ideas

Living on 30000 or Less

5 tips on Living on 30000 or Less

 

5 Tips on living on 30000 or less

I have a larger than average family, there are 7 of us, and I like to pride myself in living a little differently than everyone else. We have one income, provided by my husband, and I like to think that part of my job is making the very most of his paycheck. Over the years, we have become expert and making a dollar stretch into more buying power than anyone thought possible.

Frugal Living Ideas

stretch-your-dollars

I’d like to share some of my most favorite simple tips and tricks so that you can make the most of your paychecks as well. With just a few changes you, too, can live the “Good Life” on less! Here are my 5 Frugal Living Ideas.

1. Eat 99% of your meals at home. Fast food and eating out suck away more of your precious resources than anything else. And, when you really think about it, the value for the money is not that great. Most fast food meals are between $4-6.00, when that is compounded between 2, 3, 4 or more people it suddenly becomes more than you would spend on several days’ worth of groceries to be prepared at home. Save up and go out for special occasions, it will be much more of a treat! Who doesn’t like a home cooked meal?

2. Switch from store bought cleaners to homemade cleaners. By switching out a LOT of chemical laden cleaners for a few simple items that mix and match to make many homemade cleaners, you can save yourself a bundle over the course of a year. Stock up on baking soda, washing soda, vinegar, borax, alcohol and peroxide instead. The internet is full of homemade cleaners, just type “homemade cleaners” into Pinterest and see how many recipes come up! Pick a few and try them out, I think you’ll find that they work just as well as the ones you are used to.

3. Ditch cable or satellite. I know this one may not be popular with everyone, but getting rid of cable or satellite can save you HUNDREDS of dollars a year, thousands for some people with extra channels or premium packages. It might be hard at first, it was for our family, but we eventually found so many more things to do like read to each other or to ourselves, we had more time for outdoor and family activities and we no longer stay up later than we want to so we can finish watching our “shows”. You can also sign-up with NETFLIX.

4. Switch to using cell phones only. Let’s face it- we’ve become a society of people who need to be in constant contact with each other. In some ways this is great, but sometimes (and I know you all know what I mean) there is just a little too much “togetherness”. If you have a landline and a cell phone, consider getting rid of your landline and having a cell phone only. We saved a ton of money by doing this a couple of years ago and our internet provider even has an option for an internet only line (which is what we have). You always have your cell phone with you anyway, so why worry about having a phone in your home?

5. Shop yard sales and thrift stores. We have found so many items we were looking for (including canners, canning jars, camping equipment, kids clothes and toys and so much more!) for new or next to new at yard sales and thrift stores for a fraction of the cost of new. Often people buy or receive things as gifts and never use them, so they sell them or give them away. Craigslist is another great source for free or cheap items you need or would like to have but have sticker shock at the price of new. Decide what you would be willing to buy second hand and shop for it. The savings can be phenomenal.

I know all of these ideas aren’t going to be for everyone, but maybe if you can apply one or two to your situation, you can make a dent in your budget and allow yourself a little more wiggle room. My family and I are living proof that a large family can live on less than $30,000/year and have fun while we’re doing it. It just takes determination and firm commitment. You can do it too!!!

Thanks to Charley C. for this Frugal Living Ideas tips!

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Topic: 5 Tips on Living on 30000 or Less

Living on 30000 or Less: Raising a Large Family

Living on 30000 or Less

Living on 30000 or Less

Raising a Large Family on Less Than $30,000

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Raising a Large Family

Raising a family, large or small, can be a difficult task no matter where you come from or your position in society or in your community. I have a large family of 10 when everyone is together, so I am always looking for a good deal or a way to save money, there just never seems to be enough of it no matter how hard we all try.Continue reading

Living on 30000 or Less: 10 Frugal Living Ideas

Frugal Living Ideas for Living on 30000 or Less

Frugal Living Ideas for Living on 30000 or Less

As a full-time stay at home Mom and full-time college student, saving money is extremely important and beneficial to our family. Over the past several years I have learned different ways that our family can get all the bills paid, buy groceries for the month, have extra money for entertainment and put a little away in savings. Here are 10 Frugal Living Ideas to help your family live on an annual income of $30,000 or less and still find time to have fun and save for a rainy day:

1. Coupons – Use them, love them…they are free money. Coupons can be found for pretty much anything now; you just have to hunt them. Sign-up and join as many coupon/bargain sites that you can find. Also remember to search and use coupon codes when ordering items online.

2. Comparison Shop– always look to see what store or company will offer the better price; shop around.

3. Take advantage of local farmers and farmers markets – You can find really good quality produce at a better price than what grocery stores sell produce.

4. Grow your own food- dirt, seed, water and sunshine is less expensive and more rewarding.

5. Cut down on your electricity usage and save on your power bill – if you’re not using something, cut it off and unplug it. Make sure lights are off throughout the house when you aren’t in those rooms. Keep your thermostat on 68 in the winter and 72 in the summer. Don’t run your dryer any longer than you have to and on warm sunny days, hang your clothes out to dry.

6. Take advantage of thrift stores or yard sales.

7. Save gas reduce the number of trips you make out of the house every day on days that you need to run errands, plan your trip beforehand. Find a route that will take you from place to place that you need to go without having to back track. Carpool if that is an option; find an errand/shopping buddy.

8. Pack your kids lunches for school – Not only is it cheaper; it is healthier. Read our list of 15 Healthy Snacks for Lunchboxes

9. Find way to re-use items – For example: I use old baby wipe containers to hold the kids markers and crayons. Take worn out towels and use as dust rags, used baby food jars are great to store nuts, bolts and screws, plastic grocery store bags can be used in small trash cans.

10. Use the internet to your advantage on finding money saving deals. Use sites like restaurant.com or groupon.com to save money on doing things your family enjoys, like eating out. Look at store sales papers every week and buy in bulk when it is something you use a lot of and have found a great deal on it.

There are tons of ways that you can save money every day and live on an annual household income of $30,000 or less; be frugal and always hunt for the best deal or bargain.

Thanks Tabitha J. for this Living on 30000 or Less tips!

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January 5, 2013

Budget Saving Tip #5 – Make Your Own Laundry Soap

This 2013 our goal is to save more money! MadameDeals is all about Making Dollar$ Out of Change, so everyday we will be sharing some useful and simple tips that we can easily do. Saving a few buck$ may not be a lot, but if you will combine all the savings that you can get within a year, I’m sure you’ll all be surprised with the result.

Our budget saving tip for today is on laundry soap

I never realized how much money I can save until I started making my own laundry soap. Not only is it very cheap, it’s great for people especially kids with sensitive skin.

Learn how to make your own laundry soap now!

Save money this 2013, check out our other Saving Tips!

Also, read our other Useful Tips posts!

If you have some tips share it with us below.

January 1, 2013

Budget Saving Tip #1 – How to Save on Shampoo

This 2013 our goal is to save more money! MadameDeals is all about Making Dollar$ Out of Change, so everyday we will be sharing some useful and simple tips that we can easily do. Saving a few buck$ may not be a lot, but if you will combine all the savings that you can get within a year, I’m sure you’ll all be surprised with the result.

Our budget saving tip for today is on how you can save on shampoo!

When bathing, instead of pouring large amount of shampoo at once, our tip is to pour small amount first and repeat the process.

First use about a quarter sized amount of shampoo. Yes, it won’t lather much, but you will get the surface dirt off. Next rinse.

Then repeat the process with the same quarter sized amount of shampoo. This time the shampoo lathers really well! Rinse and use conditioner if needed.

You may doubt it at first, but try it and it will work. By using two smaller amounts, you save about 50% on shampoo!

Save money this 2013, check out our other Saving Tips!

Also, read our other Useful Tips posts!

Instead of buying expensive hair care products,  you can also try to make and use these natural and homemade hair products: