Thriving and (not just surviving) under $30,000 Part 6
Money Management Skill
The important money management skill that we should learn asap is to stick to your budget and hold yourself accountable.
Accountability is hard. Persistence is hard. If it was easy, everyone would have everything they want exactly when they want it. At the end of the day, what is important to you? It takes time and hard work. If you to want to head toward the goal of not needing to work to live, then you must chip away and the things keeping you from that goal. If you want to live more and work less, you need to get to a point where you don’t need more than you have. Do whatever you need to do to make the goal forefront I your mind. Do you need your partner to check you when you get off track? Great! Then get them on board with the plan so they can help and encourage you when you are faltering. Do you need a dream board? Great! Some people need to see that cabin in the mountains, that trip to Disney, that new car to help making sacrifices an easier thing to do. Do you live electronically? Great! There are many programs out there that can help you stay on track to achieve your goals. Find what works for you and stick to it. But beware your darlings, if it isn’t working for you then change it because it will quickly work against you. Reevaluation of your priorities is crucial. Money can buy you happiness. Not because if the amount you have in the bank, but because of the hold (or lack of a hold) that it has on you. Consider why you are living lean. Remember that a little bit of sacrifice can pay off huge with a little bit of time, preparedness, and commitment. It is tough, but life is tough. Make the sacrifices as long as they serve the purpose of the bigger picture. Only you can make this change in your life. Pennies do add up and you will be surprised how quickly you see a real change in your life.
Read part 1 of Angie’s Living on $30,000 Best Frugal Tips on Thriving and (not just surviving) on $30,000 a year!
Part 2 – Basic Home Budgeting
Part 4 – How to Not Spend Money
I am a stay at home mom and happily married to my husband Tom. I have a five year old daughter and a two and a half year old son. I grew up in Orlando, but went to school in New York City and lived in Los Angeles before moving home to raise a family. I have worked in the film industry since the early nineties, and for over a decade with the Florida Film Festival. I also spent many years working in marketing with Glaceau and Honest Tea. But, I am happiest at home building my family.
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