News flash- You do not have to look like the people in the image to get started. You do not need to be a part of the baby boomers generation (born between 1946 and 1964) to ask yourself are you ready for retirement?
How about if you are younger than that? What if you are in your 20’s, 30’s, 40’s? What should you be doing now? The ideas you have should apply to your action plan. The first should be is to include your retirement in your monthly bills.
Do you work for a company that offers a plan? I highly suggest maxing out your contributions. You may have to give up some bells and whistles to make this happen as you start out in the workplace but the truth is you do not miss what you never had.
Are you someone who is seeking early retirement? We were and did. I consider retirement not working at jobs you do not want and really not having to work unless you want to work.
The truth is this all starts with a plan. You need a budget. This is my post on how to save money using a calendar.
Then you need to think about some of the things below.
1.What does retirement look like to you? Does it involve shifting to part-time or consulting work instead of pursuing a full-time life of leisure. Having a modified schedule can help you enjoy a less stressful life without totally giving up the fulfillment that you feel when working and engaging in the business that you’re in. Retirement to me looks like working where and when I want because I love to work. If you ask my husband retirement looks like cleaning the house, going to the beach every day, and hanging with me, his wife.
2. You need to prepare yourself psychologically and emotionally. The prestige and power that your work gives is not easy to let go, that’s why you have to prepare yourself that things will change once you retire and someone from your work will have to take your position.
3. Have a plan on what you want to do after retiring. Do you want to be able to do tennis or golf? Do you want to open a new business? Plan the new identity that you want for yourself, whether its a life of leisure or other passion that you want to pursue, you have to decide which path to take. This is the time for you to open yourself to new possibilities and not see it as closing of doors. If there are things that you wanted to do before but you can’t, now is the time to do it. That means you need an account set up right now and you need to put money into that. You can call it the dream account. It should not be int he same account as your retirement.Continue reading
I am sure by now you have seen people in your feed talking about Life Changing Magic of Tidying Up. It is the process of holding your possessions and seeing if they bring you joy. If they don’t then you get rid of them.
What if I told you this method can help you live a debt free lifestyle. It can think about it if you held up every item you intended to buy and if it didn’t bring you joy you put it back. I will even take it a step further. If you completed my lesson on your big and scary goal in my post 3 Things My Husband Promised Me That Made All the Difference.Continue reading
Disclaimer: “Post sponsored by Mirum. Opinions are 100% my own.”
Guess what only 2% of women think they are beautiful.
Let that sink in. Let that fill your brain, lay heavy on the heart. Let that number roll around on your tongue before you spit it out in horror.
That is why this fall, I partner with both Kroger and Dove to talk about their self-esteem project and the resources they have made available to combat all the negative message. I love Dove products. I love saving money on their products at Kroger because they make me feel good about being in my skin while making me look good on the outside.
It isn’t hard to believe that only 2% of us think we are beautiful. Then if you think about it, it isn’t that difficult because we have been told from all directions we aren’t. We have magazines staring back at us with airbrushed images of people who do not look like us with slogans that say “best, greatest, beautiful.” We have people in our lives telling us what to wear, how to speak, and what is expected but we have very few people in our corner that say, “I love you just the way you are.”Continue reading
If you follow me on social media you know about Joy. Joyful is our other daughter. She is spunky, smart, caring, naughty, and boy is she picky. She has all the traits of a toddler and requires a lot of patience, understanding, education, and exercise. When we got our beagle I wondered just how to take care of beagle puppy.
I knew the basics like feed her, walk her, take her to the vet, give her water, give her exercise and a lot of love. What I didn’t anticipate were these three things:
That is why I was so excited to try what we now call the Best Dry Dog Food.
I know seeing is believing so here is Joyful eating her Companion brand dog food from Food Lion. She normally plays with her food. She relocates her food. She pushes it out of the bowl with her nose. She leaves it in the bowl refusing to eat it. That is how you know she likes Companion! As soon as I scoop it out of the bag she is right there by her bowl. We make her sit and wait and use the command “stay” before she can eat. This allows me to measure the right amount for her. That is part of how to train a beagle puppy. You must have a routine, food schedule, and the perfect amount of food.
Why is it the Best Dry Dog Food?
Companion is a brand of high-quality pet products that is a conversion from the original Home 360 Pet brand. Companion products span across food, toys, treats, and accessories for your cat, dog, and bird. My dog loves it. I love the value and the nutrition it offers her. That huge bag was really affordable! The treats were also inexpensive, she loved them. They are great to use when trying to reinforce good behavior.
Good behavior is hard to come by sometimes, that is why having a treat your puppy/ dog loves is important. When you think about training a dog you have to remember it is like having a baby. I know how to train a beagle puppy because I remembered all the things I did with my children. I teach her every day by having a routine, giving praise, reinforcing her with a treat and love. It is also important to me to live within in our budget. Having a pet is expensive if you do not manage your costs. That is why making sure your pet gets the proper nutrition will enable them to perform to the best of their ability. Companion offers that with their products they are affordable and apparently tasty!
Joyful loves Companion and I love Joyful. The price and convenience of buying her food where I do my grocery shopping at Food Lion makes me want to jump for Joy. Visit Food Lion to learn more about Companion brand.
I invite you to bring home a meal your pet will love Companion offers a double your money back guarantee. For More Information about Food Lion’s Private Brand labels click here
Here’s good news for all my readers! I’m giving away $100 Food Lion Gift Card.
Please wait for the rafflecopter to load above.
Giveaway ends on 11/16/18 at 11:59pm EST.
Disclosure: This is a sponsored post on behalf of Bluprint but all opinions expressed here are mine.
As a recovering super parent who didn’t have time for herself. I gave up all my hobbies. I became a shell of whom I wanted to be. I was lost.
In the span of 14 years, my life became all about everyone else. When I looked at my calendar, everyone had a color my color was clear. I didn’t exist until I figured out a way.
It started like this, she sat at the counter and painted a picture. I watched her paint the picture with glee and envy. Where had the time gone from the stick figures to figures I would immediately recognize without taking an educated guess?
I realized I wanted to sit at the table and paint a picture. I began to imagine my hand curled around the brush. The way the tip of the brush would feel against the canvas. How I could pick up the yellow paint and mix it with the white as the sun began to emerge in the middle of the canvas. Then how the sky blue would blend into the darkest greens with a wisp of grey for the clouds would settle into my canvas. The sigh of relief I would exhale as my stress would melt as each stroke pulled me closer to my inner artist.
Then I sat down and thought there has to be a way to balance what my family needs from me and what I need to give myself.
I pulled out my planner and my phone because I needed to double check my availability to myself. I started to giggle I could pencil myself in between when the bus leaves for the first wave of children and the fifteen minutes before I had to wake up the next child. Then I remembered the joyful beagle that liked to play fetch at 7 am. I kept looking there looked to be some time between my work and when the kids got home. Nope, that needed to be used to empty the dishwasher, fold the clothes, and to pee alone. I continued my search. Yes, I see an opening one week from today on Thursday at 9:30- 10:15. I will pencil myself in there. I put my name down “ME” in big black letters. I traced them. I made them bold. I even added a couple of flowers. I was ready, so I thought.
I was thinking about what I would do during my me time. I opened up the app for the gym, then I opened up my email, and I scanned the folder of things to do. Yes, I have a folder I am type A. Then the phone rang.
I answered the phone. The person on the other line demanded I pick a time to come by. I opened up my planner. I put a big fat X through Thursday at 9:30- 10:15 as it turns out now I need to deal with a school conference. I closed my planner. I made some weird sound because it startled my daughter and I impacted her drawing. She asked, “Who was that?” I told her.
It turns out me time can’t be scheduled. It is going to happen when I can make it happen. It may be five minutes. It may be twenty. It may happen for a long period of time and it may happen for a short period of time. The truth was it needed to happen and the question was how?
I answered that blank in the question. I found the key to the gate. I found a way to make me believe that I deserved to explore my aspirations.
I typed in this into my computer www.mybluprint.com.
I signed up.
I looked through the classes and I picked several on topics I love. Photography, painting, cupcakes, and yoga. I marked them as saved. I uploaded the app on my tablet and my phone. I was going to do this. I was going to watch those classes while I lived life.
Bluprint is NBCUniversal Cable Entertainment’s new, expanded subscription service and premier digital destination for lifestyle learning offering online classes. They have a deep content library with classes about crafts, music, writing, dance, yoga, fitness, home décor, entertaining, and kids and family.
Now is the time to try Bluprint!
Beginning this Friday, October 5 through October 12, Bluprint will be hosting its Get Started Event allowing makers, doers and creatives alike to stream unlimited classes and series for free with registration here. And now through October 20, you have the option to select one of two limited time offers: Monthly subscription for $9.99 (regularly $14.99) OR Annual subscription for $100 (regularly $120) + a free Bluprint Box of your choice.
The greatest thing after marrying my husband I ever did was to have kids. It is the scary, wonderful, frustrating, magical, incredible, hard, easy, and amazing. It is worth every tear, every hardship, every moment of the mess, because when they say, “I Love you” no sound is sweeter or more meaningful just ignore them, “I hate you.” That is code for you are a great parent!.
These are my must-have must buy baby essentials items!