Category Archives for "Living Life"

Living Life is about being a parent, giving tips for home management, finance, humor, love, and everything the day throws your way.

January 16, 2013

Pay Less use a Grocery Price List

  grocery price list

   Pay Less by using and keeping a Grocery Price list.

Grocery Price list

a Grocery Price list features products that are “Good Buys.” A good buy is a product at its best price. It is a product that you need and use on a regular basis. It is one that you would have bought because you need it. What makes it a Good Buy is that you bought it at a price that is less than what it normally cost. It then become more valuable because you spent less. I use the example of I pay less for my Lucky Charms because I use a Lucky Charms Coupon. I am not embarrassed that my cereal cost less than what you paid. I am actually proud of myself for buying the same product and spending less. I would love to share my Good Buy price list  and Free Printable Grocery Shopping list with you. Let me know what we should add.

This 2013 our goal is to save more money! MadameDeals is all about Making Dollar$ Out of Change, so everyday we will be sharing some useful and simple tips that we can easily do. Saving a few buck$ may not be a lot, but if you will combine all the savings that you can get within a year, I’m sure you’ll all be surprised with the result.

Save money this 2013, check out our other Saving Tips!

Also, read our other Useful Tips posts!

If you have some tips share it with us below.

January 15, 2013

Reasons to Cancel Your Gym Membership

Is being fit expanding your spending?

gym membership

Everywhere you turn there are commercials and advertisements telling you why you need to join a gym. My savings tip for today is telling you why you may not need a gym membership and how to save money and still work out.

#1-If you don’t go to the gym at least once a week- you do not need a gym membership.

#2 – If you don’t take advantage of all the extra perks your gym offers (but you are paying for). Examples:Childcare, aerobics classes, towel service, tanning services, and court time. – you do not need a membership at that gym.

#3- If you are charging your gym membership and then not paying off your credit card – you do not need a gym membership.

#4 – If you only go to the gym to walk on the treadmill – you do not need a gym membership.

#5 – If your gym membership takes away from other household expenses-you do not need a gym membership.

#6-If you only use the gym to shower and go to the bathroom without kids interrupting-you do not need a gym membership. OK, maybe you do!!

Now that you know why you don’t need a gym membership let me give you some advice on how to get fit for less.

#1-Work out at home with Workout DVDs-some libraries even let you borrow them for free.

#2 Walk in your neighborhood, at your local high school track or even your local mall.

#3 Check your health insurance company and see if you can get a discount from local gyms or if they will pay for you to join one. (Many health insurances companies offer this as a way to promote getting healthy)

#4 Join a “Bare Bones” gym without all the frills and swap childcare with a friend if you need it.

#5 Use exercise equipment you already own in your home.

#6 Turn on the radio and have a dance session in the comfort of your own home.

#7 If you get the urge to work out take advantage of the free week trials many gyms offer.

#8 Find out if your friends who have a gym membership get guest passes. Tag along for free and offer them some encouragement.

#9 Don’t get sucked in by waived enrollment fees that require you to sign a contract. If you must have a gym membership get them to let you pay as you go.

#10 Take your toddlers to a store without a stroller and spend an hour chasing after them.

 

This 2013 our goal is to save more money! MadameDeals is all about Making Dollar$ Out of Change, so everyday we will be sharing some useful and simple tips that we can easily do. Saving a few buck$ may not be a lot, but if you will combine all the savings that you can get within a year, I’m sure you’ll all be surprised with the result.

Save money this 2013, check out our other Saving Tips!

Also, read our other Useful Tips posts!

If you have some tips share it with us below.

January 14, 2013

Three ways to save money on drinks

Three ways to save on drinks

I can’t tell you where it all goes but my children drink water, juice, milk, and hot cocoa like it is going out of style. This is also true when we are dinning out. I used to buy the kids meal and the drinks were extra. I would find myself with huge bills. We implemented a rule that for every drink other than water would be followed by water. This rule helped us save a lot of money when we were out since out children would only order one drink and have  half a glass of water.

The other thing that I do is have juice boxes in my van. When it is cold they are in my trunk. When it is warmer I freeze them and stick them in a cooler. I find that if you stop for a cold drink it is at least $1.00. The box of ten juice boxes is $2.00 with coupons. I know it doesn’t seem like a lot but $3.00 adds up and $.60 isn’t as bad (I have three children). The reality is my children usually have two drinks so $6.00 or $1.20.

The last way that we save on drinks is to make them ourselves. I will buy the concentrate version and add extra water. I like to water down our drinks a little bit because of all the sugar currently found in drinks. We also make fruit water which the children adore. It is refreshing. We put frozen fruit in their water. It is better than ice and healthier than drinks you can purchase.

I am positive there are more than three ways to save on drinks. I know that making small changes can produce large amounts of money over time.

This 2013 our goal is to save more money! MadameDeals is all about Making Dollar$ Out of Change, so everyday we will be sharing some useful and simple tips that we can easily do. Saving a few buck$ may not be a lot, but if you will combine all the savings that you can get within a year, I’m sure you’ll all be surprised with the result.

Our budget saving tip for today is on

Save money this 2013, check out our other Saving Tips!

Also, read our other Useful Tips posts!

If you have some tips share it with us below.

January 14, 2013

Karla’s Korner: Not Me

I am proud to introduce a new column to Madame Deals! I think we all need a touch point a place we can go to be inspired. Karla is my children’s teacher, a good friend, and a person with a heart of gold. I hope that her words will inspire you to do more. We are only as good as the people we surround ourselves with. It is important to listen with your heart and proceed with your eyes open. Enjoy!

Not Me…

My son and I found ourselves glued to the television Friday evening watching A & E’s Parking Wars. As I flipped through the channels he noted that there are a lot of “wars” shows on and wondered why. My first instinct was to give him my classic “I don’t know” answer because I was tired and just wanted to sit quietly and escape from the realities of my own life to watch the realities of someone else’s. Trust me, after watching for a while I find myself thankful for the troubles I have. As we watched several episodes (4 to be exact) we came to the conclusion that somewhere somebody is parking peoples cars illegally thus causing them to get parking tickets because nobody would admit to doing it themselves. Quite often, the parking officer would get the blame; darn those parking officers! It amazes me at just how many people denied knowing anything about their tickets or unpaid citations. Maybe the police should launch an investigation and try to catch the parking bandit who causes all of these problems because these poor people have absolutely no idea how it all happened.Continue reading

January 13, 2013

Do Not Use Coupons

Do Not Use Coupons

I am sure you are wondering why a deal blogger is telling you not to use coupons. The answer is simple the coupons I am talking about are ones that make you spend more than you originally wanted to spend. They are those sneaky coupons that have multiple items on them to save $.50 but the items aren’t on sale and you do not need three.There are coupons that will actually cost you money to use. It depends on how your store doubles coupons like Kroger’s Double Coupon doubles at $.50 or below so using a $.75 coupons over a $.50 coupons at Kroger is not a good coupon. You also need to read coupon policies to determine how stores  treat buy one get one free products. Do they charge 50% for each product or do they charge 100% for one and nothing for the second. It makes a huge difference at stores like Harris Teeter. If you know Harris Teeters coupon policy.

I love coupons but you have to know how to use them to really save money. The other Do Not Use Coupons examples are to buy things you are not going to use or eat. I know sometimes items are free but are they? If you took time to cut the coupon and drove to the store than it cost both time and money. I used about 10 coupons a week on things that we need. I believe that cutting a billion coupons encourages you to buy stuff you do not really need. I also encourage you to read at the grocery store if you look at the cost per… unit of measurement and the cost for the item with the coupon isn’t less than another brand put away the coupon.

This is the worst  coupon I have ever seen Continue reading

January 12, 2013

Savings Tip #12-Family Game Night

family game night

One of the best ways to save money is by reducing your family entertainment budget. You don’t have to go to the movies, rent DVDs, go bowling, or go out to eat to have quality time with your family. You can do it for FREE by having Family Game Night. Dust off the boxes and break out the dice and spend time talking while you see who is going to come out on top. The bonus savings is your electric bill will go down because you won’t be scattered across the house on your electronic devices. You will also save gas and mileage on your car because you don’t have to go anywhere. In the end you will have more money in your pocket and more quality time with your family. Who could ask for more.

Check out Family Game Night Fun!

This 2013 our goal is to save more money! MadameDeals is all about Making Dollar$ Out of Change, so everyday we will be sharing some useful and simple tips that we can easily do. Saving a few buck$ may not be a lot, but if you will combine all the savings that you can get within a year, I’m sure you’ll all be surprised with the result.

Save money this 2013, check out our other Saving Tips!

Also, read our other Useful Tips posts!

If you have some tips share it with us below.