Category Archives for "Living Life"

Living Life is about being a parent, giving tips for home management, finance, humor, love, and everything the day throws your way.

The One Thing You Should Do for Your Child that You Could

This is a sponsored post on behalf of Bloggin’ Mamas & the Florida Prepaid College Board. All opinions expressed are my own.

I recently had a conversation with my son. He wants an $800 cellphone because his “starter” cellphone isn’t good enough. I wonder did I buy him a cellphone to let me know he was on the bus and for him to call me when he was done with soccer or did I buy him a cellphone to keep up with the Jones? If you know me you know, I bought him the cheapest phone I could find that worked. You know why?

He doesn’t have a job. His phone doesn’t earn money, and I wanted to pay cash, and it would be a cold day in Hawaii before I would spend $800 on a phone for a kid. Why is it that this same mom wrote a check for thousands of dollars for something he will not even use for 18 years?

You see I like to spend money on things that matter. We live our lives with the big goals in mind. If I spend money on all the little things that do not matter the thing that matters most will be out of my grasp.

What matters most to me?

College.

Yes, college. I wanted to make sure my children have the ability to attend college and to graduate college debt free. We chose Florida Prepaid College. We were able to pay all three plans off before our oldest attended high school. We said “no” to many things along the way so we could say “yes” to the one thing that will never break, that will never get old, that will never lose value. We gave them the gift of an education.

Say no to things that don't matter so you can say yes to things that have value just like the gift of education for your children. Florida Prepaid College Savings Plan Open Enrollment is on until February 28, 2017. Use my exclusive code Deals1718 to save $25 off the application fee (normally $50) http://bit.ly/ragopenenroll #StartingIsBelieving #ad.Continue reading

Living on 30000 or Less: 10 Frugal Living Ideas

Frugal Living Ideas for Living on 30000 or Less

Frugal Living Ideas for Living on 30000 or Less

As a full-time stay at home Mom and full-time college student, saving money is extremely important and beneficial to our family. Over the past several years I have learned different ways that our family can get all the bills paid, buy groceries for the month, have extra money for entertainment and put a little away in savings. Here are 10 Frugal Living Ideas to help your family live on an annual income of $30,000 or less and still find time to have fun and save for a rainy day:

1. Coupons – Use them, love them…they are free money. Coupons can be found for pretty much anything now; you just have to hunt them. Sign-up and join as many coupon/bargain sites that you can find. Also remember to search and use coupon codes when ordering items online.

2. Comparison Shop– always look to see what store or company will offer the better price; shop around.

3. Take advantage of local farmers and farmers markets – You can find really good quality produce at a better price than what grocery stores sell produce.

4. Grow your own food- dirt, seed, water and sunshine is less expensive and more rewarding.

5. Cut down on your electricity usage and save on your power bill – if you’re not using something, cut it off and unplug it. Make sure lights are off throughout the house when you aren’t in those rooms. Keep your thermostat on 68 in the winter and 72 in the summer. Don’t run your dryer any longer than you have to and on warm sunny days, hang your clothes out to dry.

6. Take advantage of thrift stores or yard sales.

7. Save gas reduce the number of trips you make out of the house every day on days that you need to run errands, plan your trip beforehand. Find a route that will take you from place to place that you need to go without having to back track. Carpool if that is an option; find an errand/shopping buddy.

8. Pack your kids lunches for school – Not only is it cheaper; it is healthier. Read our list of 15 Healthy Snacks for Lunchboxes

9. Find way to re-use items – For example: I use old baby wipe containers to hold the kids markers and crayons. Take worn out towels and use as dust rags, used baby food jars are great to store nuts, bolts and screws, plastic grocery store bags can be used in small trash cans.

10. Use the internet to your advantage on finding money saving deals. Use sites like restaurant.com or groupon.com to save money on doing things your family enjoys, like eating out. Look at store sales papers every week and buy in bulk when it is something you use a lot of and have found a great deal on it.

There are tons of ways that you can save money every day and live on an annual household income of $30,000 or less; be frugal and always hunt for the best deal or bargain.

Thanks Tabitha J. for this Living on 30000 or Less tips!

Build up your money saving skills with these books

The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness

The Automatic Millionaire, Expanded and Updated: A Powerful One-Step Plan to Live and Finish Rich

Retire Inspired: It’s Not an Age, It’s a Financial Number

Dave Ramsey’s Complete Guide To Money

Must have money saving tools

Deluxe Executive Envelope System: Dave Ramsey’s Financial Peace University

Budget Book

Frugal Living Ideas

Read more Frugal Living Ideas

fantasyland disney world

See why I said no to disney

Read more Living on 30000 or Less posts!

Here are more Frugal Living Ideas:

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Frugal Ways To Save Money

frugal ways to save money

Frugal Ways to Save Money: Getting Out of Debts

Get Kids to Save Money

Get Kids to Save Money

Get Kids to Save Money

Get Kids to Save Money: Jobs Kids Can Do

Savings Challenge

Savings Challenge: 52 Week Savings Plan

December 12, 2017

Harlem Globetrotters Review

Harlem Globetrotters Review

I have three children. The one thing they all have in common is how much they enjoy spending time with us. I know I am going to capitalize on that for as long as possible. We try each weekend to spend most of the day enjoying one another. We go to the pool on Saturday, and we play basketball on Sunday depending on the weather. We have a blast laughing and trying to score the perfect basket. These days with my kids get older I find myself looking for activities that they can all enjoy. I know have two kids that play basketball on teams, and we love to encourage their passion.

We find that keeping your children active and finding something they enjoy is the key to success. We love to find activities that encourage teamwork and hard work. I was over the moon when I saw that the Harlem Globetrotters were coming to my town.

The reason is simple I went to a show when I was a little girl. I can’t tell you when but I do remember the time I spent with my dad and how awesome the experience was. I know all I said the whole time was “WOW! Did you see that?”

I know that family-friendly activities are an important component in developing a deep understanding of who our children are. It helps us get to know them and be able to meet their needs so they can be successful. I am also very selfish, and I want to spend as much time as I can with them. I know that the Harlem Globetrotters are a slam dunk in my heart and soon will be in my children’s.

Check out our fun experience at the Harlem Globetrotters

The show was jam-packed full of funny antics, jokes, and basketball skills that I can only dream of completing. The Harlem Globetrotters did their best to get everyone involved in their show. You aren’t just there to watch, but you are encouraged to become a player.Continue reading

November 20, 2017

Holiday Gift Ideas for Dads

Gift Ideas for Dads

It’s that time of the year to honor the great fathers in our lives, to thank them for their sacrifices and their love. It’s been more than a decade since my father passed but I still get teary eyed whenever I remember my wonderful and selfless father. He’s the simplest person that I have known, luxury for him is having the time to just sit and relax in our garden, barefoot walking in the grass while he admired his plants. Gifting him was tricky because he would just tell us that he doesn’t want any. New clothes and shoes would just end up on his cabinet for years because he preferred to wear out his old ones first. Stuff he can’t use would be donated and given to those who needed it. Then one day my brother brought home this cool outdoor grill and we saw our father’s eyes lit up, it was so memorable for all of us because he was so happy. How I wish he was still here to see his grandchildren and grill for them. He would have loved all those awesome grills available right now.

Now that I have a family of my own, I also wanted to see my husband’s eyes lit up when we surprise him with a gift. Luckily he loves the outdoors and I have lots of options to choose from at Amazon.

Father's Day Gift Ideas for the Outdoor Dads

Gift Ideas for Dads

Buying for men can be hard so to help you out pick that gift they will love check out my holiday gift ideas for dads

  1. Screwdriver Pen Pocket Tool — $10.99
  2. Foot Traffic Handyman Socks — $9.00
  3. Supreme Lighting Headlamp — $24.99
  4. Stanley 65-Piece Homeowner Tool Set — $42.99
  5. I’m Here Because You Broke Something Tee — $17.99
  6. Gourmet BBQ Sauce Toolbox Gift Set — $80.00
  7. Makita Bluetooth Job Site Speaker — $94.95
  8. Langxun Engraved Hammer — $33.99
  9. Gerber Center Drive Multi-Tool — $59.00
  10. Sawdust Is Man Glitter Mug — $14.95
  11. Stalwart Rolling Tool Box — $138.80
  12. Tool Rules Novelty Sign — $8.99
  13. If Papa Can’t Fix It T-Shirt — $15.95
  14. Black & Decker Drill and Project Set — $67.99
  15. Toolbox of Snacks Basket — $61.99
  16. Rak Magnetic Wristband — $16.99
  17. General Tool Bluetooth Angle Finder — $34.55
  18. 228-Piece Rotary Tool Accessory Kit — $17.92
  19. Rak Universal Socket Grip — $12.99
  20. Xacto Wood Carving Set — $39.95

Gift Ideas for the Outdoor Dads

Holiday present ideas for fishermen

holiday present ideas for fishermenContinue reading

November 14, 2017

Free Printable Grocery List

Free Printable Grocery List

If you want to save money the number #1 thing to do is write a list of the items you need. Then you find coupons to go with them. If you stick with your Real Advice Gal Printable Grocery List then you will also save money. I use this list. I laminated it and I use a dry erase marker to keep track of what we need each week. It is a great tool and helps my husband and myself stay on budget. It is yours to print. Please leave my logo on the bottom since it took a lot of time to create.

Save money by planning your grocery list. Print my printable grocery list and use it to stay on a budget when buying your family essentials

PRINT REAL ADVICE GAL SHOPPING GROCERY LIST 

Continue reading

October 27, 2017

How One Neighborhood Seeks To Silence A Veteran

A Neighborhood Seeks to Silence A Veteran

 

veteran

I’ve lived in my neighborhood for fourteen years now. I went to bed last night being embarrassed for the first time by where I lived. It isn’t my home or the location.  You can see how much I love my town of Palmyra and the people of the community. I even wrote about it very recently in my post what goes on in Palmyra. Yesterday, however, I received a slap in my face. A slap that was felt by anyone that serves or has served in the military. I lost hope in humanity and I was scared for the very first time.

I wasn’t scared by a robber or natural disaster. I wasn’t scared by the climbing water bills or a wandering animal. I trembled in anger, then aggravation, denial, frustration, and eventually into a pile of emotions pondering when did the goodness of man sink to a new low?

When did it become the norm to harass people when they differ in their opinions? I ask you, the Lake Monticello Home Owners Association, why didn’t you follow your own procedures?  Why did you go after a war veteran who is 73 years old for having more than one American Flag on his property?  I ask you when did it become the norm to go straight to a lawyer and threaten to impose fines of $2,500- $15,000 on a person who loves his country because of “political speak”?

Here is the actual letter:

This letter is shared with permission of Mr. Reilly (It wasn’t even sent certified mail.)

veteran

veteran

 

(Note: In late summer of this year, Mr. Reilly was notified of a violation in connection with signs on his property.  He removed them and the violation was cleared by the HOA.  In that instance, he received a normal letter.  He did not receive a letter from an Attorney at the expense of the homeowners.  UPDATED: It should also be noted that the present decor was there at the time and was not “cited”. The letter above still shows the split rail signs as an issue even though Mr. Reilly took them down and received a letter from the HOA stating it was done.)

veteran

I wonder when his decorations stating his love for the American Soldier and Jesus become political speak? When did God become political? Can you tell me who Jesus voted for? Is Jesus registered? I mean he might be with all the voter fraud. When did serving your country become political? I was so incensed as a lake resident, granddaughter, daughter, and wife of a Veteran that I went to Mr. Reilly’s house to see for myself and to speak to him about the letter. I wanted to see what was worth spending my HOA dues on. Was Mr. Reilly attacking someone? Did he cause harm? I saw none. I didn’t see anything offensive. I saw a patriot.

I remembered that when my husband served he was surrounded by his brothers and his sisters. He did not see their voting card, color, religion, academic level, or, bank statements. He saw an American who was willing to take their last breath so the rest of us could breathe freely. We all need to take a breath and remember we are all Americans.

Mr. Reilly has had his home decor up for years now. He is someone who has the right to his opinion. He has the right to love his God and the American Soldier. I am heartbroken to think that loving your country is a fineable offense?

 

Update October 26th, 2017 LMOA response:

My response:

The property looks the same with the exception of the two signs those were the affixed signs to his fence that triggered the original violation. Those same signs appear in the letter from the lawyer even though the offense was deemed corrected on September 27th at the LMOA board meeting.

  1. Mr. Reilly assumes he is in compliance since he received a letter on September 29th stating he is.
  2. The next thing that happens is Mr. Reilly gets is a letter from an attorney.

 

That seems strange since his property was already looked over when they found the original offense. He changed nothing. I have to wonder what changed? Does the LMOA not know their own policy? Did they miss everything stated in the letter from the attorney the first time Mr. Reilly was cited?

I want to know did policy change from the time his first offense was cited and resolved to October 20th?

I want to know if someone’s lawn has the same decor for the last 4.5 years why it suddenly wrong? Should I wonder if this is a targeted attack on a Veteran? That can be answered quickly if the LMOA can show me proof that other people were cited for having more than one flag on the same day.

I mean I should give the LMOA the benefit of the doubt and assume everyone with more than one American flag got a letter from an attorney. Right?

 

What can you do to help?

  1. Buy two American Flags and put them up at your home in the lake to show the lake that you support our country.
  2. Spread the message by sharing my post
  3. If you agree with me that Mr. Reilly is being unfairly treated, let the Lake Monticello office know.

This is their facebook page https://www.facebook.com/LakeLifeMonticello/

This is their phone number(434) 589-8263.

4.  Share on social media.  Feel free to retweet my tweet to Fox news and the local news channel https://twitter.com/realadvicegal/status/923210177888899072

If free speech and the men and woman who died granting it to you are important to you, LET YOUR VOICE BE HEARD. We cannot be silenced.  We MUST support Americans who love America.

 

10 Things You Can Make a Difference in the World

Ready to help others see how to make a difference in this world.

 

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