Category Archives for "Frugal Ways to Save Money"
Frugal Ways to Save Money posts
Frugal Ways to Save Money posts
We were sitting on those chairs the ones reserved for the rich people who go to the beach. The ones who are on vacation, not us. We didn’t have much. I had just given my notice at my job, and he was a junior officer in the Navy. We had our backs against those chairs as the sun sets.Continue reading
How can you make $100 today? That makes no sense right? The best way to make money is to not spend money right? When I buy something and I do not have cash, I look at the actual cost. It helps me put it back unless I really need it. That is one of the ways I got out of debt. I became debt free. I paid attention to what I was spending.
This is how you will make $100 today. You will spend less. How you ask?
You should have completed your budget by now. If you didn’t read and complete it. >>> How to live without debtContinue reading
We are now in day 3 of the journey to a debt free life. I think to myself how different my life is now without having to worry about if I can pay for the electricity. That is being dramatic because we have never had to worry if we could pay the essential bills in our house it was more like what do we have to cut to pay the essential bills.
How did we always have enough money to pay the essential bills? This goes back to the budget. Did you do yours yet? I am serious it is the difference between being stressful and not having to worry. If you didn’t that is fine you can do it now. You can read my post How to live without debtContinue reading
We have started on our path to what I like to call freedom. I shall define freedom as having a choice. I bet you are thinking I have a lot of choices. You are correct. You do have choices but being able to make choices without worrying about will you be able to afford it is a whole new accomplishment.
What if you could be free? If your first thought is if I was free, “I would buy X.” Then you really aren’t free. Freedom comes from losing your need to have things. We often replace what we actually need with shiny objects. I am going to ask you today to write a mission statement. Your Freedom Goal. It needs to be measurable. It also needs to be something you are prepared to work toward. I will share mine for this year.Continue reading
This is the first day in our plan to dig out of debt and get to live the life you want. Retire? I am sure you are thinking how I can do that? I have credit cards that are currently paying off credit cards. I owe for my house, car, medical bills, in fact, I am sure you even owe your kid money.
It is fine we were there. We were in debt. We had three houses and three kids and we had more money going out then coming in until we made big changes.Continue reading
Did you know that using a calendar is a money saving tool that you can use and one of the best ways to save money? I am so excited to share with you How to Save Money by Using a Calendar in your everyday life! Plus, I am sharing some awesome printables to get you started!
We all have on, in fact, you have a calendar on your phone, computer, and possibly a paper one. If you want a paper one, there is a free paper calendar in this post. The truth is you are most likely wondering how to save money using a calendar. The first thing I want you to do on your calendar is put events that are going to cost money. There are several events that will cost money: birthdays, anniversaries, medical appointments, car maintenance, mortgage payments/ rent, lights, water, ETC. In another color pen or pencil put in when you get paid. I would suggest putting what you get paid minus 20% you need to get in the mindset that you make 20% less and put that in the bank in three accounts. Long-term savings, and in case of an emergency account, and saving for something account. I place my 52 week savings challenge amount that I owe myself right on my calendar. It helps remind me to put back the things I really do not need.