Category Archives for "Frugal Ways to Save Money"

Frugal Ways to Save Money posts

Living on 30000 or Less: 10 Frugal Living Ideas

Frugal Living Ideas for Living on 30000 or Less

Frugal Living Ideas for Living on 30000 or Less

As a full-time stay at home Mom and full-time college student, saving money is extremely important and beneficial to our family. Over the past several years I have learned different ways that our family can get all the bills paid, buy groceries for the month, have extra money for entertainment and put a little away in savings. Here are 10 Frugal Living Ideas to help your family live on an annual income of $30,000 or less and still find time to have fun and save for a rainy day:

1. Coupons – Use them, love them…they are free money. Coupons can be found for pretty much anything now; you just have to hunt them. Sign-up and join as many coupon/bargain sites that you can find. Also remember to search and use coupon codes when ordering items online.

2. Comparison Shop– always look to see what store or company will offer the better price; shop around.

3. Take advantage of local farmers and farmers markets – You can find really good quality produce at a better price than what grocery stores sell produce.

4. Grow your own food- dirt, seed, water and sunshine is less expensive and more rewarding.

5. Cut down on your electricity usage and save on your power bill – if you’re not using something, cut it off and unplug it. Make sure lights are off throughout the house when you aren’t in those rooms. Keep your thermostat on 68 in the winter and 72 in the summer. Don’t run your dryer any longer than you have to and on warm sunny days, hang your clothes out to dry.

6. Take advantage of thrift stores or yard sales.

7. Save gas reduce the number of trips you make out of the house every day on days that you need to run errands, plan your trip beforehand. Find a route that will take you from place to place that you need to go without having to back track. Carpool if that is an option; find an errand/shopping buddy.

8. Pack your kids lunches for school – Not only is it cheaper; it is healthier. Read our list of 15 Healthy Snacks for Lunchboxes

9. Find way to re-use items – For example: I use old baby wipe containers to hold the kids markers and crayons. Take worn out towels and use as dust rags, used baby food jars are great to store nuts, bolts and screws, plastic grocery store bags can be used in small trash cans.

10. Use the internet to your advantage on finding money saving deals. Use sites like restaurant.com or groupon.com to save money on doing things your family enjoys, like eating out. Look at store sales papers every week and buy in bulk when it is something you use a lot of and have found a great deal on it.

There are tons of ways that you can save money every day and live on an annual household income of $30,000 or less; be frugal and always hunt for the best deal or bargain.

Thanks Tabitha J. for this Living on 30000 or Less tips!

Build up your money saving skills with these books

The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness

The Automatic Millionaire, Expanded and Updated: A Powerful One-Step Plan to Live and Finish Rich

Retire Inspired: It’s Not an Age, It’s a Financial Number

Dave Ramsey’s Complete Guide To Money

Must have money saving tools

Deluxe Executive Envelope System: Dave Ramsey’s Financial Peace University

Budget Book

Frugal Living Ideas

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Read more Living on 30000 or Less posts!

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Frugal Ways To Save Money

frugal ways to save money

Frugal Ways to Save Money: Getting Out of Debts

Get Kids to Save Money

Get Kids to Save Money

Get Kids to Save Money

Get Kids to Save Money: Jobs Kids Can Do

Savings Challenge

Savings Challenge: 52 Week Savings Plan

Money Savings Challenge: 52 Week Savings Plan

This year, one of my goal is to challenge myself to save money and be frugal. I know that if I do this in the long run it will benefit me and my family. One of the Savings Challenge that I want to do is the 52 Week Savings Plan. I saw this first from one of my friend and I immediately got interested. If you will look at the chart below, you can see that it’s something realistic. Unlike other money savings plan with this Savings Challenge you only have to save little amount each week and after 52 weeks you’ll have $1378!

52 Week Savings Plan

The concept of 52 Week Savings Plan is very simple, you just have to save and deposit the amount that corresponds to the number of the week into your account. What I love about this plan is it’s not intimidating and even kids especially teens can do this. By saving small amounts, at the end of the challenge, you’ll have extra money.

52 Week Money Savings PlanContinue reading

How To Buy Designer Clothes On A Budget

Disclaimer: RealAdviceGal.com occasionally receives vendor/ brand sponsorships for mentioning their products and services.

How To Buy Designer Clothes On A Budget

How To Buy Designer Clothes On A Budget

Do you like designer clothes. The high-end fashion ones? I do I drool over the magazines only to realize I can’t afford a button on one of those frocks. Then I decided I would figure out a way to get what I wanted. The high-end fashion looks on a budget I could afford. I would create a trading up of sorts, and I would start today.Continue reading

Rite Aid Plenti Point Palooza: Diaper Deal

Disclosure: This is a sponsored post on behalf of Rite Aid but all opinions expressed here are mine.

Rite Aid Plenti Point Palooza: Diaper Deal

Who doesn't love a great deal on diapers? Rite Aid Plenti Point Palooza, is offering a great deal on diapers this week!

Who doesn’t love a great deal on diapers?  Not so many years ago, when our kids were in diapers, a trip to the store always entailed searching out the best deal on diapers.  For a family on a tight budget, finding a great deal on diapers could mean the difference between buying macaroni and cheese, hot dogs, and fish sticks for dinner all week or actually being able to afford to buy some meat like hamburger, chicken, or pork.  With the way prices have increased over the years, I can imagine today’s moms face the same dilemma.

Since our kids are grown and have children of their own, I’ll admit I don’t pay much attention to the price of diapers.  However, this month Rite-Aid is having a Plenti Point Palooza with a great diaper deal!

How the Plenti Point Palooza Deal Works

Simply spend $50 on any participating products and receive 2,000 Plenti points. That’s worth at least a $20 in savings for every $50 spent. In other words, 40% in savings! If you find these items on sale and/or have coupons for any of them, your savings will be even greater.

Here’s the Diaper Deal for You

Every time I have a chance to earn Plenti Points, I scan the ads to see if there are ways for me to add more points to my Plenti account by buying things that are already on my shopping list.  Well, this month, it looks like I’ll be adding diapers to my list and earning 2,000 Plenti Points!

This is what I bought:

4 Pampers Swaddlers @ BOGO 1/2 OFF $12.99 ($12.99 + $6.49) x 2 = $38.96

Who doesn't love a great deal on diapers? Rite Aid Plenti Point Palooza, is offering a great deal on diapers this week!
4 Pampers Wipes @ BOGO 1/2 OFF $3.99 ($3.99 + 1.99) x 2 = $11.96

Plenti Points Palooza

 

My subtotal was $50.92 and I earned 2,000 Plenti Points (worth at least a $20 value)

Who doesn't love a great deal on diapers? Rite Aid Plenti Point Palooza, is offering a great deal on diapers this week!

To sweeten the deal, there are two coupons available which can be loaded to your Rite-Aid card:

  • $3/1 Pampers Easy Ups Training Underwear OR UnderJams Absorbent Night Wear, Rite Aid Load to Card, exp. 09/23/2017

Who doesn't love a great deal on diapers? Rite Aid Plenti Point Palooza, is offering a great deal on diapers this week!

  • $3/1 Pampers Swaddlers, Cruisers OR Baby Dry Diapers (excludes trial/travel size), Rite Aid Load to Card, exp. 09/23/2017

Who doesn't love a great deal on diapers? Rite Aid Plenti Point Palooza, is offering a great deal on diapers this week!

What Will I Do With this Diaper Deal?

Since I can’t use the diapers, I’ll run the deal and donate the diapers to a local “helping hands” organization.  With a deal like this, it’s so easy to give back to the community.  With the 2,000 Plenti points I earned, the points will go towards filling my gas tank at ExxonMobil next week.  All totaled, my actual out of pocket cost will only be $27.46.  

Please share what Plenti Point Palooza deals you find and tell us what plans you have for the savings!

 

 

How To Buy School Clothes On A Budget

This post was sponsored by Crazy 8. We shop for school clothes there, so I was elated when they asked me to work with them. All opinions are my own thus is why I have a blog.

How To Buy School Clothes On A Budget

Make the most out of your budget by buying affordable but quality clothes for kids this school season. Check out why we love Crazy 8

When my children first started out in school, I remember I could put them in anything. They would wear anything without an issue. That made shopping really easy. I could pop into any store that was having a sale and buy one of every color item that fit and stay under budget. Then you fast forward a couple of years, and they have opinions.

They have opinions that pack more power and force than a hurricane wind in Florida.

They want what they want, but you have a budget. The best option is to go to a store that has clothes you can count on that last a long time and are stylish that wouldn’t put a hole in your budget. We chose Crazy 8 for that reason.

Make the most out of your budget. Read my tips on how to buy school clothes on a budget.

These are some easy ways you can save money and still have kids that look great.Continue reading

Eating the Colors of the Rainbow on a Budget that Works!

Disclosure: The views, opinions and positions expressed within this post belong to Real Advice Gal and do not necessarily represent those of The American Heart Association unless explicitly stated.

Can frugal living and living a healthy lifestyle go hand-in-hand? Absolutely! Being frugal does not mean living on less. In fact, it can be argued that frugal living is more about making the most out of what you have. The same can be also be said of a healthy lifestyle. You don’t need to have a ton of money to provide healthy alternatives to cheap junk food to feed your family. When you start thinking frugally you start thinking of ways to make the most out of every bit of what you have. Most of the time that not only means planning (planning ahead is key to eating healthy on a budget) but it also means getting creative.

how to start eating healthy on a budget

Ask any mom out there which food is the best bang for their buck and most will not say broccoli. There is a pretty common misconception that healthy food must be expensive and is not something kids want to eat. The issue lies in the old saying “Fast, cheap, and good… pick two. If it is cheap and good it won’t last”. The saying can definitely be applied to food. It is appealing when living a frugal lifestyle to go strictly for cheap, but I think it is obvious to most who pay attention to healthy living at all that most cheap foods are cheap for a reason and usually it is the “good” that didn’t get chosen in the question posed above.

Here are some suggestions on where to find affordable foods to support your family’s health while maintaining a budget:Continue reading