Category Archives for "Frugal Ways to Save Money"
Frugal Ways to Save Money posts
Frugal Ways to Save Money posts
Summer days are fast approaching and I’m already anticipating the kids’ cries of “Mom! We’re bored!” In an attempt to prevent that from happening this year, we started planning our family vacation the day after school started in the fall. You might ask why we start planning the family vacation so early. It’s simple … we live on a $30,000 a year budget and have to carefully plan luxuries such as vacations in order to stick to that budget.
Having a budget plan for your family is a must in all areas. Not just for the major bills you pay monthly. One of the keys to successfully running a household for under $30,000 a year is managing your food budget. The way to make your food budget stretch is to use a few really helpful tips.
We were at the store the other day. I had my grocery list. I had my pen. I had my store card, coupons, and my kids. I went to reach for something that wasn’t on the list and my child in the loudest possible voice said, “We can’t afford that put it back.” I was mortified. I shouldn’t have been but I was.
I can easily afford the $1.25 item I grabbed but I put it back. I put it back because teaching my children to be frugal means adhering to the list. Then I turned over my list and I wrote the item on the back for next week’s list. I did realize that I did a poor job of explaining why we adhere to a strict budget. It appeared that the children just thought we didn’t have the money not that we made the choice to live on a strict budget.Continue reading
Congratulations! You’re taking your first steps towards getting your finances in order by making a conscious choice to live frugally! It may seem overwhelming, but there are many quick changes that you can make your lifestyle it will help you start to live frugally life and see big changes to your bank account immediately. These 10 money saving tips will help all of you who are just starting to live frugally.Continue reading
These budgeting tips for your retirement savings are because I believe everyone needs to not just work on their current finances, but also their future. Taking control of your finances now ensures you have a better future, but there are also some specific tasks you need to do to make sure you are making the most of your retirement savings funds. A few simple concepts can help you to easily save for not just the basics, but a great retirement with no financial worries.
Accept it is never too early to start saving. Many couples and individuals in their 20’s and 30’s feel like they are in no hurry to save for retirement. The new vehicle, fancy vacation and designer clothing are more important in the here and now, however the reality is it will take a significant amount of time to put away enough money to truly provide for yourself during retirement. That means savings should begin as soon as possible. Even a teenagers first job and first budget can include a portion of savings for the future.Continue reading
I am sure by now you have seen people in your feed talking about Life Changing Magic of Tidying Up. It is the process of holding your possessions and seeing if they bring you joy. If they don’t then you get rid of them.
What if I told you this method can help you live a debt free lifestyle. It can think about it if you held up every item you intended to buy and if it didn’t bring you joy you put it back. I will even take it a step further. If you completed my lesson on your big and scary goal in my post 3 Things My Husband Promised Me That Made All the Difference.Continue reading