Category Archives for "Frugal Ways to Save Money"
Frugal Ways to Save Money posts
Frugal Ways to Save Money posts
This year, one of my goal is to challenge myself to save money and be frugal. I know that if I do this in the long run it will benefit me and my family. One of the Savings Challenge that I want to do is the 52 Week Savings Plan. I saw this first from one of my friend and I immediately got interested. If you will look at the chart below, you can see that it’s something realistic. Unlike other money savings plan with this Savings Challenge you only have to save little amount each week and after 52 weeks you’ll have $1378!
The concept of 52 Week Savings Plan is very simple, you just have to save and deposit the amount that corresponds to the number of the week into your account. What I love about this plan is it’s not intimidating and even kids especially teens can do this. By saving small amounts, at the end of the challenge, you’ll have extra money.
So you’re getting married?? Congratulations! One of the most important things to keep in mind (before you go crazy with wedding details) is to sit down with whoever is helping you pay for the wedding and make out a free printable wedding checklist. This will help you see what it is you can do with your budget. It will also help you set your expectations for your wedding with what you can and can’t do. So I thought I would share with you the free printable wedding checklist I used for my wedding! Enjoy!Continue reading
Summer days are fast approaching and I’m already anticipating the kids’ cries of “Mom! We’re bored!” In an attempt to prevent that from happening this year, we started planning our family vacation the day after school started in the fall. You might ask why we start planning the family vacation so early. It’s simple … we live on a $30,000 a year budget and have to carefully plan luxuries such as vacations in order to stick to that budget.
Having a budget plan for your family is a must in all areas. Not just for the major bills you pay monthly. One of the keys to successfully running a household for under $30,000 a year is managing your food budget. The way to make your food budget stretch is to use a few really helpful tips.
We were at the store the other day. I had my grocery list. I had my pen. I had my store card, coupons, and my kids. I went to reach for something that wasn’t on the list and my child in the loudest possible voice said, “We can’t afford that put it back.” I was mortified. I shouldn’t have been but I was.
I can easily afford the $1.25 item I grabbed but I put it back. I put it back because teaching my children to be frugal means adhering to the list. Then I turned over my list and I wrote the item on the back for next week’s list. I did realize that I did a poor job of explaining why we adhere to a strict budget. It appeared that the children just thought we didn’t have the money not that we made the choice to live on a strict budget.Continue reading
Congratulations! You’re taking your first steps towards getting your finances in order by making a conscious choice to live frugally! It may seem overwhelming, but there are many quick changes that you can make your lifestyle it will help you start to live frugally life and see big changes to your bank account immediately. These 10 money saving tips will help all of you who are just starting to live frugally.Continue reading