May 17, 2009

It is not what you save it is what you spend

The title of this post is dedicated to my husband.. target may 17before I started my coupon habit.. I would save tons! I mean I would buy three shirts because they were on “sale“. You know three shirts on “sale” equaled the cost of one normal priced shirt.

My husband loves to listen to me reason my purchases he found it charming.(HA HA HA) I mean he is in sales and I could easily sell anything to anyone. One day I came home with bags of on sale goods and he smiled and said, “Amee, it is not what you save it is what you spend.” I am a little sassy (well more than a little) and I responded with “I saved a lot” I mean.. who doesn’t need six pairs of shorts in tan.  They were only $9.99.  I could easily have made do with two pairs since my job did not require me to wear khaki shorts. 

Renae and I started this blog to help you buy things you NEED by spending less.  We want to explain how buying things to buy them is okay if they are free or you get paid to take them but buying things because they are on sale is not the way to watch what you spend.

Here is my Target trip from today. (Renae and I went together because it is easier to remember the deals, watch the children, and share coupons if necessary. It is also tons of fun!)

Here is what I spent

2 diapers $8.99 used (2) $2.00 off coupons, makes it $6.99 each

2 Hersey bliss bars 99¢,  used Target coupon, maikes it FREE

2 Kraft mayo $1.99,  used (3) coupons (2 manufactures, 1 Target), makes it 49¢ each

2 Kraft shredded cheese $1.99 each, used (2) coupons 1 manufactures, 1 Target,  final price $1.99 for both  (50% off)

2 Nabisco 100 calorie snack $2.04, used (2) coupons 1 Manufactures, 1 Target, final cost .04¢ each

2 Pepperidge farm goldfish 100 calorie package, $2.04 each,  used  Target coupon $1.29 each

2 pringles snack size can 69¢ each,  used Target coupon, makes it 19¢ each

2 Crystal light $3.99, used 1 manufactures coupon, 1 Target, makes it $1.50 each

2 Kraft dressings$2.64 each, used (2) -$1.50 manuf. coupons, (2) Target coupons, final cost 14¢ each 

2 crackers one wheat thins, one triscuits $2.04 each, used 2 manuf. coupon, 1 Target coupon, final cost 54¢ each

1 Ritz crackers $2.99, used 1 manuf. coupon, 1 Target coupon, final cost 99¢

5 True Delight granola bar boxes $2.89 each, used 5 manufactures coupons and 5 Target coupons,  final cost 89¢ each

2 Smart food $3.33, used 1 Manufactures coupon, 1 Target coupon, final cost $1.33 per box

2 Banana Boat sunscreen trail size 99¢,  used (2) $1.00 off coupons FREE

Clearance Diego band aids 64¢,  used $1.00 off any band aid coupons,  FREE

2 Kraft Easy Mac .82¢, with the coupon only 32¢ each

2 Glade Candles $5.79 each,  used 2 $4.00 off coupons,  final cost $1.79 each

Spent $36.68 and tax which is $54.08 off or about 60% off…. (not bad considering $14.00 off my bill is diapers yup, the rest was $22.00)

Retail value without tax would have been $90.76. Coupons for the target purchases can be found HERE

While the coupons I paired to get the super savings were on the coupon.com icon on the side of our site (they were mostly the Kraft coupons that we asked you to print out..see we have a method to our madness) ALWAYS CHECK daily for new coupons!!! And remember to apply the concept of stacking store coupon with manufactures coupons! If you need more help with that go HERE.

April 20, 2009

What is a Money Maker?

It’s Money Making Monday!Every now and then you will see us post about a money maker. How exactly can you MAKE money when “buying” products at a store? Let me tell you how! The easiest places to purchase a MONEY MAKER product would be at a drugstore like CVS or Walgreens. You see, these drugstores offer rewards programs. CVS uses Extra Care Bucks (ECB’s) and Walgreens uses Register Rewards (RR’s). The ECB’s and RR’s are used like store money. Almost every week CVS will offer a product as FREE after ECB’s. This means you purchase the product at the sale price and then receive ECB’s good on your next purchase. To turn those FREE items into MONEY MAKERS you just need to add in a coupon!
Let’s clarify with an example. The Bayer Crystals are on sale for $2.00 at CVS this week and you get $2.00 in ECB’s. Free right? But, the display had a $1.00 manufactures tearpad coupon on it. So, the Bayer rang up at $2.00, -$1.00 coupon. Paid $1.00 and got back $2.00 in ECB’s. There you have it, $1.00 MONEY MAKER and a FREE product!
Sometimes the best MONEY MAKERS are on products you and your family don’t actually use. In this case, I would purchase the item to make the money and then donate the item.
You can also make money off of rebates. We talked about that last week. If you missed that post go HERE . I plan to turn the Soft Soap Ensembles I purchased at CVS into a MONEY MAKER as I have a MIR for $4.00. Look in stores for the MIR form.
Some stores allow for overage. What that means is that the product is priced for less than what the coupon amount is for. A good example here is my Target trip last week. If you missed it go HERE . I had $1 off coupons for the Market fruit snacks. The small bag of fruit snacks rang up at .88¢. Therefore I had .12¢ in OVERAGE! Not a big MONEY MAKER but, I’ll take it!
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