Why Do You Need an Emergency Fund?

Why Do You Need an Emergency Fund?

Why Do You Need an Emergency Fund? Why do you need an emergency fund (part 1) ? As some of the readers may have noticed, my regular series "How to thrive and not just survive under $30,000 a year" has not been around for a few weeks. One of the major reasons is because of a hard financial lesson I just learned. Most of the information in my blog posts comes from my own personal experience and doing a lot of research to figure out how to run the "business" that is my family the best I ...

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How to Start Building an Emergency Fund?

How to Start Building an Emergency Fund?

How to Start Building an Emergency Fund? Last week I talked about creating an emergency fund and why it is so important. Now let's talk about how to jump in and get started. How much should you save? This is an easy, yet highly individual question. Depending on how out of out of debt you already are and what the job market is in your field and area. Generally I would say 3-6 months is a safe bet, but 6-9 is probably best. Take a hard look at your budget and decide what your needs in an ...

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Free Printable Wedding Budget Checklist

wedding budget checklist

Free Printable Wedding Checklist So you're getting married?? Congratulations! One of the most important things to keep in mind (before you go crazy with wedding details) is to sit down with whoever is helping you pay for the wedding and make out a free printable wedding checklist. This will help you see what it is you can do with your budget. It will also help you set your expectations for your wedding with what you can and can't do. So I thought I would share with you the free ...

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How to Use Your Tax Refund to Build Wealth

Find out the secret on How to Use Your Tax Refund to Build Wealth

Using Tax Refund to Build Wealth How to use your tax refund to build wealth... If you just got a tax refund and you have been living lean in an effort to get ahead (or simply stay afloat) your first instinct may be to splurge... But, remember when I mentioned the lottery and all of those financial talks? When people first get a large sum of money the first thing they want to do is SPEND. A smart person knows that the first thing you do is stop and THINK. How to build wealth? How can you ...

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How to Budget Your Money

How to Budget Your Money

How to Budget Your Money Are you thinking about getting your finances under control and tightening up your belt to achieve some goals? Then first thing's first, you need a budget! Goals are great, but you need to know where you are starting to know where you're going to end up and how to get there. There are two ways to on How to Budget Your Money. First, would be listing out all of the possible spending categories (payables) and plugging in your "take home" income (receivables). The ...

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Make Money Blogging

Learn how to make money by blogging

Do you want to make money but at the same time stay at home? The answer is to make money blogging. I'm sharing with you my story on how I started blogging, how much I earn and how I did it. Make Money Blogging Dear Friends- I thought today I would share a secret when I started blogging. I made nothing. Well, I made $150 a month. I was working full-time, and I was a full-time mom to two children, and then there were three. I was trying to work a job from home, be a full-time mom, and ...

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Frugal Living Tips this Christmas Season

Living Under $30,000 During Holiday Season

Frugal Living Tips this Christmas Season It's no secret that it is getting to be that time of year… Christmas is coming soon! As a person who lives a frugal lifestyle, it is hard to get excited about events that inevitably make me step outside of my financial comfort zone. While it is a lovely thought to believe that you can be immune to the inevitable push to spend money during the holidays, it is impossible in this day and age did not find yourself pulling out a credit card at every turn. ...

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5 Ways to Make Money From Home

get paid quick

Get Paid Quick - 5 Ways to Make Money From Home  Get Paid Quick Do you want to stay home? I work from home and I have for the last ten years. I have figured out a way to add to our household income without leaving my home. I sometimes think I have lost my sanity because working at home is often a lot on top of being a parent. I happen to have a very frugal husband and I have a Kate Spade problem. I have however figured out a way to find Kate Spade Cheap and I also figured out a way to make ...

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10 Money Saving Tips for the Newly Frugal

10 Money Saving Tips for the Newly Frugal

10 Money Saving Tips for the Newly Frugal Congratulations! You're taking your first steps towards getting your finances in order by making a conscious choice to live frugally! It may seem overwhelming, but there are many quick changes that you can make your lifestyle it will help you start to live frugally life and see big changes to your bank account immediately. These 10 money saving tips will help all of you who are just starting to live frugally.  ...

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