Frugal Living Tips this Christmas Season

Living Under $30,000 During Holiday Season

Frugal Living Tips this Christmas Season It's no secret that it is getting to be that time of year… Christmas is coming soon! As a person who lives a frugal lifestyle, it is hard to get excited about events that inevitably make me step outside of my financial comfort zone. While it is a lovely thought to believe that you can be immune to the inevitable push to spend money during the holidays, it is impossible in this day and age did not find yourself pulling out a credit card at every turn. ...

Read More »

5 Ways to Make Money From Home

get paid quick

Get Paid Quick - 5 Ways to Make Money From Home  Get Paid Quick Do you want to stay home? I work from home and I have for the last ten years. I have figured out a way to add to our household income without leaving my home. I sometimes think I have lost my sanity because working at home is often a lot on top of being a parent. I happen to have a very frugal husband and I have a Kate Spade problem. I have however figured out a way to find Kate Spade Cheap and I also figured out a way to make ...

Read More »

10 Money Saving Tips for the Newly Frugal

10 Money Saving Tips for the Newly Frugal

10 Money Saving Tips for the Newly Frugal Congratulations! You're taking your first steps towards getting your finances in order by making a conscious choice to live frugally! It may seem overwhelming, but there are many quick changes that you can make your lifestyle it will help you start to live frugally life and see big changes to your bank account immediately. These 10 money saving tips will help all of you who are just starting to live frugally.  ...

Read More »

How to Budget Your Money

How to Budget Your Money

How to Budget Your Money Are you thinking about getting your finances under control and tightening up your belt to achieve some goals? Then first thing's first, you need a budget! Goals are great, but you need to know where you are starting to know where you're going to end up and how to get there. There are two ways to on How to Budget Your Money. First, would be listing out all of the possible spending categories (payables) and plugging in your "take home" income (receivables). The ...

Read More »

How to Start Building an Emergency Fund?

How to Start Building an Emergency Fund?

How to Start Building an Emergency Fund? Last week I talked about creating an emergency fund and why it is so important. Now let's talk about how to jump in and get started. How much should you save? This is an easy, yet highly individual question. Depending on how out of out of debt you already are and what the job market is in your field and area. Generally I would say 3-6 months is a safe bet, but 6-9 is probably best. Take a hard look at your budget and decide what your needs in an ...

Read More »

Why Do You Need an Emergency Fund?

Why Do You Need an Emergency Fund?

Why Do You Need an Emergency Fund? Why do you need an emergency fund (part 1) ? As some of the readers may have noticed, my regular series "How to thrive and not just survive under $30,000 a year" has not been around for a few weeks. One of the major reasons is because of a hard financial lesson I just learned. Most of the information in my blog posts comes from my own personal experience and doing a lot of research to figure out how to run the "business" that is my family the best I ...

Read More »

Teaching My Daughter About Money With Kids Wealth #kidslearnmoney

money2

Teaching My Daughter About Money With Kids Wealth #kidslearnmoney *Disclosure: This is a sponsored post brought to you by Kids Wealth, but as always, all thoughts and opinions are my own :)   As a parent teaching our kids the ways of the world is one of our most important jobs. And learning finical responsibility is a big part of the world. You know the saying, "Money make's the world go round"? It's so true. You might not think that talking to your kids about money at a young ...

Read More »

How to Manage Food Budget for Family?

How to Manage Food Budget for Family?

One of the keys to successfully running a household for under $30,000 a year is managing your food budget. The way to make your food budget stretch is to use a few really helpful tips... How to Manage Food Budget for Family? 1) Coupons. You may think couponing is hard, or time consuming, or extreme, but in this day and age with couponing being main stream there is no excuse to great to ignore savings like that. Especially staple items that are regularly in couponing cycles (which are ...

Read More »

How to Use Your Tax Refund to Build Wealth

Find out the secret on How to Use Your Tax Refund to Build Wealth

Using Tax Refund to Build Wealth How to use your tax refund to build wealth... If you just got a tax refund and you have been living lean in an effort to get ahead (or simply stay afloat) your first instinct may be to splurge... But, remember when I mentioned the lottery and all of those financial talks? When people first get a large sum of money the first thing they want to do is SPEND. A smart person knows that the first thing you do is stop and THINK. How to build wealth? How can you ...

Read More »

Money Management Skill

Money Management Skill

Thriving and (not just surviving) under $30,000 Part 6 Money Management Skill The important money management skill that we should learn asap is to stick to your budget and hold yourself accountable. Accountability is hard. Persistence is hard. If it was easy, everyone would have everything they want exactly when they want it. At the end of the day, what is important to you? It takes time and hard work. If you to want to head toward the goal of not needing to work to live, then you must ...

Read More »