Are You Ready for Retirement?

retirement

Disclosure: Information for this post is sourced from Genworth Financial in partnership with the SheHeard Influencer Network. All opinions expressed on this post are mine. Retirement? Are you part of the baby boomers generation (born between 1946 and 1964)? This 2013 the oldest baby boomers turn 67 and the big question all over town is if baby boomers are already ready for retirement? Here are some tips on planning for your retirement: 1. I'm sure some of you aren't totally ready to give … [Read more...]

How to Manage Couples Finances

Couples Finances

Disclosure: Information for this post is sourced from Genworth Financial in partnership with the SheHeard Influencer Network. All opinions expressed on this post are mine. Couples Finances How to manage couples finances? This is an important question every couple or those who are deciding to move-in together should think about and if possible ask to their financial planners. Well if you're in-love, money matters is probably the last thing on a couple's mind but a little financial planning … [Read more...]

Why You Need a Long Term Care Plan

Long Term Care Plan

Disclosure: Information for this post is sourced from Genworth Financial in partnership with the SheHeard Influencer Network. All opinions expressed on this post are mine. Have you considered buying long term care plan? The need for long term care is something all of us should plan early if we want to have comfortable home or community based medical care in the future. This is a concern that people in their 50's and 60's think about a great deal, but one thing that we should all know is that … [Read more...]

What Women Need to Know About Life Insurance

life insurance

Information for this post is sourced from Genworth Financial in partnership with the SheHeard Influencer Network. All opinions is mine. Why Women Need Life Insurance Whether a woman is single, single with child or married, we all know how women have always been in charge of the financial responsibilities in the household. And in the recent years, women in the workforce is at an all time high rate of over 49%. But why is it that recent studies shows that 43% of these working women have no … [Read more...]

Financial Planning When You Work from Home

Financial Planning

Financial Planning Working at Home 10 rules to live by: 1) Create a Business Plan 2) Establish a job description 3) Negotiate a salary 4) Determine expenses 5) Have an actual accounting system and accountant 6) Have a real office 7) Get Dressed 8) Have Insurance 9) Talk to a financial planner 10) Determine what your responsibilities are to the home It wasn't that long ago that I left the confines of a career to start my own business. I was lucky because I believe I have some … [Read more...]

What is Your Retirement Plan?

Retirement

What is your retirement plan? Picture it big sprawling beach with your toes in the sand. The cook is in the house and the cleaner is making the beds and you are reading a good book without pictures. This is how I picture my life when I retire the problem is how do you get from the dream to the reality? The answer is simple get a financial planner without a good retirement plan you will never reach your dream. I think at this rate we could live the dream above for a year. I am looking for … [Read more...]

Home Buyer Guide: Tips for Buying Your First Home

home

Home Buyer Guide I can remember when we bought our home 9 years ago. I wish I knew then what I know now. I would have saved time and I would have saved money. I did really know how to negotiate. I saw what we wanted and we had the money so we bought it. I think back to what we paid out of pocket and what we could have had rolled into the deal and I cringe. I see places in my home that I should have upgraded at the time because 8 years later they are still not upgraded. I have learned to be … [Read more...]