FREE 0% APR Loan for 15 Months!! Here’s How! June 21, 2012 By Amee Leave a Comment Discover card is offering 0% APR for 15 months!! Here’s my frugal tip of the day: Take advantage of the 0% APR offers but never go over the 15 month limit! It’s not worth it! Take advantage of your interest FREE 15 month loan!