Frugal Living Ideas: 5 Tips on Living on 30000 or Less

Frugal Living Ideas

Living on 30000 or Less

5 tips on Living on 30000 or Less


5 Tips on living on 30000 or less

I have a larger than average family, there are 7 of us, and I like to pride myself in living a little differently than everyone else. We have one income, provided by my husband, and I like to think that part of my job is making the very most of his paycheck. Over the years, we have become expert and making a dollar stretch into more buying power than anyone thought possible.

Frugal Living Ideas


I’d like to share some of my most favorite simple tips and tricks so that you can make the most of your paychecks as well. With just a few changes you, too, can live the “Good Life” on less! Here are my 5 Frugal Living Ideas.

1. Eat 99% of your meals at home. Fast food and eating out suck away more of your precious resources than anything else. And, when you really think about it, the value for the money is not that great. Most fast food meals are between $4-6.00, when that is compounded between 2, 3, 4 or more people it suddenly becomes more than you would spend on several days’ worth of groceries to be prepared at home. Save up and go out for special occasions, it will be much more of a treat! Who doesn’t like a home cooked meal?

2. Switch from store bought cleaners to homemade cleaners. By switching out a LOT of chemical laden cleaners for a few simple items that mix and match to make many homemade cleaners, you can save yourself a bundle over the course of a year. Stock up on baking soda, washing soda, vinegar, borax, alcohol and peroxide instead. The internet is full of homemade cleaners, just type “homemade cleaners” into Pinterest and see how many recipes come up! Pick a few and try them out, I think you’ll find that they work just as well as the ones you are used to.

3. Ditch cable or satellite. I know this one may not be popular with everyone, but getting rid of cable or satellite can save you HUNDREDS of dollars a year, thousands for some people with extra channels or premium packages. It might be hard at first, it was for our family, but we eventually found so many more things to do like read to each other or to ourselves, we had more time for outdoor and family activities and we no longer stay up later than we want to so we can finish watching our “shows”. You can also sign-up with NETFLIX.

4. Switch to using cell phones only. Let’s face it- we’ve become a society of people who need to be in constant contact with each other. In some ways this is great, but sometimes (and I know you all know what I mean) there is just a little too much “togetherness”. If you have a landline and a cell phone, consider getting rid of your landline and having a cell phone only. We saved a ton of money by doing this a couple of years ago and our internet provider even has an option for an internet only line (which is what we have). You always have your cell phone with you anyway, so why worry about having a phone in your home?

5. Shop yard sales and thrift stores. We have found so many items we were looking for (including canners, canning jars, camping equipment, kids clothes and toys and so much more!) for new or next to new at yard sales and thrift stores for a fraction of the cost of new. Often people buy or receive things as gifts and never use them, so they sell them or give them away. Craigslist is another great source for free or cheap items you need or would like to have but have sticker shock at the price of new. Decide what you would be willing to buy second hand and shop for it. The savings can be phenomenal.

I know all of these ideas aren’t going to be for everyone, but maybe if you can apply one or two to your situation, you can make a dent in your budget and allow yourself a little more wiggle room. My family and I are living proof that a large family can live on less than $30,000/year and have fun while we’re doing it. It just takes determination and firm commitment. You can do it too!!!

Thanks to Charley C. for this Frugal Living Ideas tips!

Read more Living on 30000 or Less posts!

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Living on 30000 or Less: Raising a Large Family

Topic: 5 Tips on Living on 30000 or Less

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  1. Mary Beth Elderton says

    Great tips–Thank You! It’s just Hubz and me at home now. Our kids are grown and almost embarrassingly successful, so we just have ourselves to worry about, and we actually do make more than $30,000. Still, I do most of this anyway. My next step is to take your advice about making my own cleaners/household products. I’ve seen a few recipes but haven’t taken the plunge. I think that any savings, even a few cents off a tube of toothpaste is worth it–that’s a few cents more when it comes to buying something we really want…or saving to retire comfortably.

  2. says

    My favorite tip is shopping at yard sales and garage sales! I just have to remember that when I need something I should try shopping the thrift store first! When my parents were visiting my Dad needed a new pair of khaki shorts – so we shopped at Goodwill and sure enough found the perfect pair for a fraction of what a new pair would have cost!

  3. says

    These are all things I do. We have a family of 8 and live on a little less than $30k. In addition to these things we grow a large garden every year and can our extra. We have fruit trees and nut trees and chickens to keep is in fresh eggs. In the spring we’re hoping to add a dairy cow and two dairy goats so we can have our own dairy products. We’ve done dairy goats in the past and we really enjoyed having them. I sell my crafts at a local farmers market as well to help us pay for extras in the garden and on the homestead.
    Our life is simple but it’s filled with hard work, feelings of accomplishment, self reliant and responsible children and all the things that really mean the most to us: family, friends and nature.

  4. says

    We do all these things. Never paid for TV and we also shop discount food stores. But our mortgage is 915 and we only make 26000 a year for the six of us. Any more tips would be helpful. We just bought our home last year after being unable to find one to rent.

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