Homeowners insurance: May cover your food spoilage

We have been hit hard by the storm and our power did not stay on. This created a huge amount of spoiled food. I almost cried as I loaded garbage bags full of my refrigerator and freezer’s contents. Why? Well, my budget would have been ruined and that coupled with the high electric bill was going to put us over budget. Then enter my hero- our insurance company. I called my insurance and they told me that food spoilage was covered under my policy. I didn’t even have to pay a deductible. They are directly depositing the money for the lost contents into my account. Voila, tears are gone and my family will eat and we can once again afford it! If you have food spoilage from the storm induced power outage, call your insurance company. Some policies may cover food spoilage.


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