Here’s my frugal tip of the day: Take advantage of the 0% APR offers but never go over the 6 month limit! It’s not worth it!
I’ve been eye balling the new iPhone 4S with Siri! I plan to use my credit to take advantage of purchasing this item a bit sooner than my pocket book will allow! However, I have plans to pay it off in 4 months! PERFECT!
If you need a FREE 6 month loan, here ya go!