A little known, but particularly easy, way to earn gift cards is to register your Visa debit and credit cards with Visa Extras Rewards. Most banks, including the small one where I bank, participate in the program. Every time you make a purchase, you are awarded points which can be redeemed for hundreds of items, including gift cards.
Many people don’t realize it costs nothing to use your Visa debit card as a “credit card.” How many times have you gone to the store and been asked “credit or debit?” Did you know if you use your Visa debit card as “credit” and have it registered with the Visa Extras Rewards, you’ll earn points? This program costs nothing but truly rewards.
By registering my Visa debit card a few years ago and using it for all my purchases (instead of writing a check), I’ve been able to redeem my points for a number of Barnes & Noble gift cards. These make great presents for kids, teenagers, parents and friends … and it costs you nothing!
I also use my Visa debit card as “credit” to pay monthly bills and find the points accumulate quickly. Think about how much you spend for groceries, household items, and monthly bills.
What could you do with these points?