7 Tips to Save Dollars at Kroger Grocery Store

Kroger Grocery Store

Kroger Grocery Store 1. Kroger Grocery Store operates 2,642 grocery stores in 34 states. You have to know how to shop smart, watch the ads for sales, and don't forget to sign up for the Kroger plus card. You can get the Kroger plus card at the service desk all you have to do is fill out a short form. You will need to be sure this card each time you shop so you can get the great sale prices. It is important to register your card at the Kroger website. Once it is registered you can add … [Read more...]

Save Money Watering Your Lawn

Save Money Watering Your Lawn

Save Money Watering Your Lawn Is it really possible to save money watering your lawn?  It depends on what part of the country you live in.  In our area, the summers are hot and humid with frequent afternoon thunderstorms.  In other areas, the weather is hot and dry necessitating lawns be regularly watered to maintain any semblance of green. One of our biggest issues with watering our lawn is that water is very expensive in our area.  My parents live in a large city and their water/sewer … [Read more...]

3 Lessons to be Debt Free For Life

debt free for life

Debt Free For Life Living More Frugally is the Key to Be Debt Free For Life To live frugally is not something that I do naturally. It is something that I continue to learn how to do so that our family can afford for me to be at home with our 3 year old. It is not easy and there is some work to be done to save money and be debt free. The key for me has been to learn to spend less and save more without that becoming the focus of our family's life. I certainly want our children to understand … [Read more...]

How to Get Rich In 5 Minutes a Day

get rich

How to get rich in 5 minutes a day I know we all hear of the "get rich" schemes. We all eventually hope to "get rich". We hope to be at a point in our lives where we do not wait for anything. The place that we feel happy. We have become a society that equates that with monetary riches. How to get rich in 5 minutes a day I gave  you my how to save up money tips. I also shared with you tips on living on 30,000 or less. I  showed you frugal ways to get out of Debts. I didn't really give you the … [Read more...]

Family Reunion Ideas

Family Reunion Ideas

Family Reunion Ideas Tips on how to plan a family reunion on a budget Employment, marriage and education are the main causes of separation of families. When my cousin got married to a man from a different country, the family was sad since she had to move to her husband’s country, however all was not lost since we always have some family reunion and meetings where she comes together with her family. When children go to study in different country and are employed there, they end up spending … [Read more...]

Living on 30000 or Less: Raising a Family of 6

living

Budget Saving Tips on Living on 30000 or Less Raising a Family of 6 on less than $30,000 6 Tips to living on 30000 or Less My husband is a disabled Vet, works for minimum wage, and I draw disability due to a heart condition. Until we filed our taxes I thought we were doing pretty well for ourselves. That was until I saw that our total yearly income was only $22,000. This made me think about all of the ways throughout the year we have saved money. I am more than happy to share with all of … [Read more...]

How to Save Up Money: Tips for Living on $30000 or Less

How to Save Up Money

How to Save Up Money Tips for Living on $30000 or Less It can be hard at first to live on just a small amount of money, but when you end up making it a way of life, it gets a lot easier. It actually allows me the chance to volunteer with a nonprofit organization and lets me be able to send out letters and care packages to soldiers. I use free samples and coupons to get things for care packages. And since a lot of people don't like to do the hard work part of volunteering, I ask for stamp … [Read more...]

Family Home Budget Tips for Living on $30000 or Less

save money

Family Home Budget Raising a family is fun but can be full of challenges. As kids grow so are the family's expenses, that's why it's important to stick with your family home budget. Below are some simple tips that you can do to save big and live on  $30,000 or less. Family Home Budget - Tips for Living on $30000 or Less Savings tips for the home: Of course the obvious: turn out lights, don't let water run, don't leave TV on. First and foremost, we created a budget on Mint.com … [Read more...]

Im Tired of Being Broke So Why am I Smiling?

frugal ways to get out of debts

Im Tired of Being Broke So Why am I Smiling? Im tired of being broke, I use the word "broke" to define what we are financially. It isn't really a reflection of our actual bank account because we apply the key principles for not being actually "broke"Let me clear up the confusion. We are "broke" meaning that we no longer have disposable income. Disposable income is money that isn't accounted for. That is a bit hard for me to deal with but the reason why is comforting so let me explain how we … [Read more...]