Easy Way to Earn Gift Cards

A little known, but particularly easy, way to earn gift cards is to register your Visa debit and credit cards with Visa Extras Rewards.  Most banks, including the small one where I bank, participate in the program.  Every time you make a purchase, you are awarded points which can be redeemed for hundreds of items, including gift cards. Many people don't realize it costs nothing to use your Visa debit card as a "credit card."  How many times have you gone to the store and been asked "credit … [Read more...]

Making Dollars Out of Change

With the New Year fast approaching, I find myself reflecting on changes our family has made over the last few years.  Facing a substantial reduction in income, I fell back into my single motherhood habits of couponing and bargain hunting.  Along the way, I discovered a new world of coupon blogs and now find myself a part of one of those blogs. Life has truly become a matter of "making dollars out of change." Here are a few of the changes I've made: shopping with a plan organizing my … [Read more...]

Making Dollars Out of Change … It Never Hurts to Ask!

With the impending snow storm, it became imperative I make an impromptu trip to the mall last night to buy a new winter coat (with a hood) for my daughter. She knew the coat she wanted was at Sears so we headed out to the mall. We lucked out and found the perfect coat! Then came the fun part ... paying for it. The tag read $109.50 which was WAY out of my price range. However, it was hanging on a rack showing a sale price of $50. When we got to the register, I asked the salesclerk if … [Read more...]

Making Dollars Out of Change: Do You Volunteer?

Do you regularly volunteer?  If so, be sure to keep track of your mileage.  If you itemize your deductions (most homeowners itemize), make a point to check with your tax preparer to determine if the miles driven in connection with your volunteer work are tax deductible. It's not to soon to start thinking about potential tax deductions. Now it’s your turn! If you are a blogger, write a post about your idea for making dollars out of change. It can be on any topic as long as it has to do with … [Read more...]

Tips for Saving on Winter Heating

One thing that I am excited about this winter is that we should have much lower electric bills! We had the unfortunate experience of needing a new heat pump last spring. Although it was a hefty bill, our electric bill is significantly lower since it is way more efficient. As the colder weather of winter sets in, you may be thinking of a couple of different things. On one hand, if you’re anything like me, you’re thinking ahead to the holidays and planning special events for your family. On a … [Read more...]

Planning Your Thanksgiving Menu & Shopping Trip

An easy way to cut down on Holiday stress is to start planning now. You will save yourself time and money by doing a little planning. Thanksgiving will be here before you know. Start thinking about your menu and start shopping for ingredients. Here are some tips: Check your pantry, refrigerator and freezer for items you may have on hand. Make sure to check your spices and herbs too! Get all of the recipes you will be using in order. Write a list of ingredients you will need to buy. Some … [Read more...]

Tips for Saving Money on Birthday Gifts

I talk about shopping year round for gifts frequently. I do this for all occasions. It really helps our budget when I can find items on sale and space out the money out of pocket. Today Mrs. Not Made of Money is guest posting on budget saving tips for Birthday gifts. Birthdays are special occasions. Everybody likes to receive gifts to celebrate the day of their birth. But if you have a big family, purchasing birthday gifts could prove an expensive labor of love. However, there are ways you … [Read more...]

Documenting Assets for Insurance Purposes

This post comes at a perfect time! I am meeting with our insurance agent today to go over our policy. I recommend that you meet with your agent every once in a while to make sure that everything is covered. I know some things have changed around our household and I need to make sure that we have the coverage we need. How To Document Your Assets For Insurance Purposes by Mrs. Not Made of Money Everyone tells you that you must have homeowners insurance or renter's insurance to protect your … [Read more...]

Packaging Meat for the Freezer

We are a meat eating family. Both my husband and I grew up on a meat and potatoes diet. I try not to cook with red meat more than once or twice a week; although we do really enjoy it! To save the most money on meat I buy when the prices are low and freeze it in dinner size portions. In fact I have not bought chicken, steak or pork for over a month now. We have been relying on our nice freezer stockpile. Since I do not have a Vacuum Sealer (the FoodSaver is on my want list!), I use Glad Press … [Read more...]

Saving Money on Winter Clothing for Children

Cooler temperatures are on the horizon. That means that it is a time for a change of wardrobe. I am lucky to get a ton of used clothes from friends and family. Plus, I like to participate in clothing swaps every now and then to renew our wardrobe. Today, we have a guest post from Mrs. Not Made of Money on how she saves money on winter clothing. Tips for Saving on Children’s Winter Clothing In my own family trying to keep clothes for steadily growing children is a constant battle. We’ve been … [Read more...]