Getting Stuck in the Payment Plan Rut

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So many times people get sucked into buying items because the payment plan is so enticing. I am guilty of this myself! Below are a few tips on staying out of the payment plan rut. Ditch the "Make Payments" Mentality By: Mrs. Not Made of Money One of the hardest parts of learning to being fiscally responsible is breaking free from the payment mentality. Becoming mired down in monthly payments creates a cycle seems almost impossible to break free from. Because you always have a payment to make, … [Read more...]

What's Hiding in Your Reusable Grocery Bags?

I was sitting down at breakfast with my step-dad when he asked "Do you use reusable grocery bags?" I replied, "Yes, when I remember." My step-dad went on to read the article in the LA Times "What's in Your Shopping Bag? Bacteria." out loud. The article points out that most people (including myself!) do not wash reusable grocery bags. Now think about this for a minute. Raw meat is loaded into these bags. Yes, they are packaged but we all know packages leak. And do you designate one bag for … [Read more...]

Saving Money While Eating Out on Vacation

Travel season is in full swing. A big expense while traveling is food. Although eating out is enjoyable, it can put a strain on the vacation budget. There are ways to save on meals while traveling though. Pack snacks: With two young boys snacks and drinks are essential. Sometimes it may be a long wait for a meal. Having snacks handy will reduce the whining and save you money. My kids can't wait long to eat and if I don't have something with me, I will have to buy a snack. I pack several … [Read more...]

Saving on Car Insurance Premiums

Car insurance is a necessary expense. The way that I save on car insurance is getting it through the same company that supplies our life and home insurance. We get a discount from having all three policies with them. I have also used the same insurance company for 16 years which nets another discount. What are your tips for saving on insurance? Some Tips For Lowering Your Car Insurance Premium By: Mrs. Not Made of Money Car insurance is required in every state in the United States. While that … [Read more...]

Thrifty & Unique Wedding Gifts

This is the last of the Affordable Wedding series. If you are just joining us, I have written about Inexpensive Wedding Favors and Planning a Wedding on a Budget. Sara from Saving For Someday is guest posting today on Thrifty & Unique Wedding gifts. Summer is prime wedding season. It’s also a great opportunity to share your great frugal tips with the new bride and groom. Of course, a lovely wedding gift will be required but don’t overlook this as an opportunity for you to save and still … [Read more...]

Make the Most of Your Leftovers

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Using leftovers is a great way to stretch your budget and to cut down on time in the kitchen. Connie comes up with recipes every week for us and she gives us excellent tips on stretching meals. Below you will find some additional tips for keeping leftovers from becoming boring. Tips and Tricks for Using Up Leftovers By: Mrs. Not Made of Money If you are trying to prepare meals on a budget, leftovers can be a blessing or a curse. Having leftovers can make it much easier to prepare the next … [Read more...]

Restaurant.com Gift Certificates 80% off

Restaurants.com currently has gift certificates 80% off with code SAVE. That means that a $25 gift certificate is only $2! Make sure that you read all of the terms and conditions for each offer. Some require a minimum purchase or a specific day to use the certificate. For example, The Melting Pot has a $25 gift certificate available for my area for $2. The Terms are "Valid towards Big Night Out for 2. Valid Sun-Thur. 18% Gratuity added prior to discount. Excludes: Holidays/Special Events. One … [Read more...]

Tip for Saving on a Rental Car

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Rental cars are expensive. Yes, no matter how much I search rental cars come with a hefty fee. We are traveling soon and are in need of a rental car for 10 days. The last time we rented a car I was unprepared. I booked the car ahead of time online with the best deal I could find. We ended up paying $150 more when we picked up the car due to fees and insurance. This time I called my insurance company and asked them if they will cover my rental car. Sure enough, they do! My insurance company will … [Read more...]

How to Stick to Your Shopping List

Coupon shopping can be a lot of fun and addicting. I am often tempted to pick up extra items at the store when I see a good deal. I have learned that getting an item just because it is a "good deal" isn't good for the budget. Now I really think about the extra items I through in the cart- do I need it and will I use it are questions I ask. Today's Money Saving Monday tips are on sticking to your shopping list. Tips For Sticking To Your Shopping List By: Mrs. Not Made of Money It can be hard to … [Read more...]

Planning a Wedding on a Budget

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It's wedding season! Some of you may be planning weddings yourself or have friends that are planning weddings. Did you know that you don't have to break the bank to plan a wedding? With some planning and doing some work yourself, you can have a nice wedding on a budget. My husband and I had an evening wedding with approximately 150 guests on a very tight budget. For the next few weeks I would like to share a few tips on how to plan a frugal wedding. Now if you are not planning a wedding, I hope … [Read more...]