How to Organize Finances

How to Organize Finances Photo S. Gustafsson My weakness in saving money is keeping track of finances. I am not very good at the accounting! I am happy to report that I did set up online bill pay this week! It was easy to do and I think it will help me stay organized. Below are some tips on personal finance organization. 10 Essential Tips on How to Organize Finances By: Mrs. Not Made of Money Keeping finances in order is a difficult task for many people. However, it does not have to be so ...

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Ask a person who let go of her landline

I had my fear. I have had a home phone all my life. I mean I have been paying for one for years without using it. I have unlimited minutes on my cell. I kept my land-line because of the 911 feature. That feature is available on your phone without service. I needed it for my DSL. Well, you do not anymore. The only thing I would say is make sure you are not working from home the next day when they turn off your DSL by accident after a couple of hours all was well and I now have $35 more in the ...

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What is a Good Buy Price for Pantry Items?

  The best way to save money at the grocery store is to be knowledgeable in what a good price is. If you know what a good price is, you will know when to stock up. Remember that just because the sign says sale, does not mean that it is a good price. If you are just joining us, I have posted the good buy prices for Meat and for Dairy and Beverage items. When I get all of the prices gathered, I will make a master list for you all! "Buy Price" for Pantry Items- Sometimes items will be ...

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Chutzpah: You did what?

Chutzpah. This is a word that is used often by myself because sometimes I just can’t believe what people do. I mean really! I thought it would be fun to share our Chutzpah moments. The only rules are no names of stores, people, or events. You may also not use inappropriate language. Leave a comment listing your favorite Chutzpah moment! I mean laughter is the best medicine. chutzpah Or khutspe. Nerve, extreme arrogance, brazen presumption. In English, chutzpah often connotes ...

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Vegetable Share Stand for Excess Produce

Is your garden producing more vegetables than your family can eat? I know my garden is producing enough zucchini and yellow squash to feed several families. I have been sharing with my co-workers for the last few weeks. One of our readers, Helen, emailed last week letting us know about a Veggie Share Stand. The little stand above was sitting in front of a church in Earlysville, VA. It says "Take some or leave some". I just love this idea! Maybe you have too many cucumbers growing. You could ...

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Ask a Person Overwhelmed by Stuff

I must admit we have too much stuff. The majority of it is mine. The garage is filled with teaching supplies. I hope to return back to that career someday so I keep the 20 bins of stuff needed to be effective. Then there are the drawers, containers, and cabinets filled with craft stuff. I could scrapbook for my entire community.  I could also make a necklace larger in circumference than the lake in our community with all the beads I have. We will not even go into the closets that are brimming ...

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What is a Good Buy Price for Dairy & Beverage Items?

Last week I wrote about my buy price for meat. I got several requests to continue the series! This week I will tell you what my buy prices are for Dairy & Beverage Items. When I finish the series, I will combine the whole list onto one page for you. If you are just joining us, we are talking about buying products when they are at their rock bottom price. The best way to save money at the grocery store is to track the sale prices and to buy items when they reach their lowest price. If you ...

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Chutzpah: Get the Soap

Chutzpah Definition:   1. self-confidence: boldness coupled with supreme self-confidence 2. rudeness: impudent rudeness or lack of respect I have to say that every week I share a Chutzpah event or moment because laughter is the best medicine. This week we were in a parking lot of a large supermarket and two teenagers were arguing. That wasn't the only issue but the language they were using was profane. I occassionaly use soap worthy language but never in front of the kids. I have ...

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Family Involvement in the Coupon Game

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I can't wait until my boys are old enough to clip coupons! I am really far behind in my coupon clipping and organization. My coupons are currently in a pile, similar to the picture above. My oldest wants to clip and he is in training! He is not ready for the big leagues yet as he still cuts off the expiration date. But he tries! Below are some tips on getting your kids involved. Get Your Kids On Board With Coupon Clipping By: Mrs. Not Made of Money Few can argue that clipping coupons can lead ...

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Ask A Swim Instructor: What do you need to know to keep your kids safe

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The sun is out and my little one is on the run. She is usually on the run straight towards water. I have thought about taking her to swim lessons but I am strapped for time. My husband also taught people how to swim when he was in the Navy; so he wants to do it. I keep seeing articles on children drowning and most times drowning occurs while the parent is right there. My husband actually rescued a three year old when she was in the pool with her babysitter. She was very lucky that my husband ...

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