Frugal living Tip: Christmas Tipping Guide

Frugal living Tip: Christmas Tipping Guide

Frugal Living Tip: Christmas Tipping Guide If you are living on a tight budget (or just generally frugally minded) the holidays can be a time of anxiety and worry as well as budget stretching triumph. I have found plenty of areas in which a dollar can be stretched or saved during the holidays, but one area where you should always be prepared to pay full price is when it comes to tipping. Showing thankfulness should be something that is never done less than over abundantly. Of course we all ...

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Frugal Back to School Shopping Ideas

Frugal Back to School Shopping Ideas

Frugal Back to School Shopping Ideas Back to school shopping frugally Right now you may be wondering why it is important to start thinking now about next years start of the school year, but if you're thinking frugally, you already know the answer. Buying during sales cycles always save you money. I purchase a lot of supplies for the next school year well in advance. The only things I don't purchase in advance are our backpacks and lunch boxes (if you have kids you know how quickly their ...

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Why Do You Need an Emergency Fund?

Why Do You Need an Emergency Fund?

Why Do You Need an Emergency Fund? Why do you need an emergency fund (part 1) ? As some of the readers may have noticed, my regular series "How to thrive and not just survive under $30,000 a year" has not been around for a few weeks. One of the major reasons is because of a hard financial lesson I just learned. Most of the information in my blog posts comes from my own personal experience and doing a lot of research to figure out how to run the "business" that is my family the best I ...

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How to Start Building an Emergency Fund?

How to Start Building an Emergency Fund?

How to Start Building an Emergency Fund? Last week I talked about creating an emergency fund and why it is so important. Now let's talk about how to jump in and get started. How much should you save? This is an easy, yet highly individual question. Depending on how out of out of debt you already are and what the job market is in your field and area. Generally I would say 3-6 months is a safe bet, but 6-9 is probably best. Take a hard look at your budget and decide what your needs in an ...

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Tips For Hosting a Low Budget Cookout

Tips For Hosting a Low Budget Cookout

Tips For Hosting a Low Budget Cookout It's time to get that grill fired up! I cookout often during the spring and summer. It is much easier to clean up plus it keeps the house cooler by not using the oven. During the summer we host several parties. I do like to entertain but it can be a strain on the budget. Mrs. Not Made of Money brings us some tips today on how to save money while hosting a cookout. ...

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Hosting a Cookout on a Budget

Budget cook out ideas.jpg

Hosting a Cookout on a Budget Hosting a Cookout on a Budget-I love that the weather it's starting to get warm, that means it's time for flip flops, swimming, and cookouts! What is better than rounding up some friends and throwing some burgers on the grill? Nothing!  You get to enjoy being outside in the fresh air, and the clean up is much easier! Cookouts are a great way to spend your summer days, and here are some tips for hosting a cookout on a budget to make it even better! Here are ...

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How to Use Your Tax Refund to Build Wealth

Find out the secret on How to Use Your Tax Refund to Build Wealth

Using Tax Refund to Build Wealth How to use your tax refund to build wealth... If you just got a tax refund and you have been living lean in an effort to get ahead (or simply stay afloat) your first instinct may be to splurge... But, remember when I mentioned the lottery and all of those financial talks? When people first get a large sum of money the first thing they want to do is SPEND. A smart person knows that the first thing you do is stop and THINK. How to build wealth? How can you ...

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How to Make Money Using your Tax Refund

How to make money using tax refund

How to Make Money Using your Tax Refund How to Make Money Using your Tax Refund It is that time of year. The time of year that we fill out endless documents that verify how much we have paid into the system and how much if any we will owe or get back. I hear it all the time I can't wait to get my tax refund. I am going to buy "insert item that isn't needed here". This is How to Make Money Using your Tax Refund.  The first thing I need you to do is figure out what debt you have. Yes, you read ...

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How to Budget Your Money

How to Budget Your Money

How to Budget Your Money Are you thinking about getting your finances under control and tightening up your belt to achieve some goals? Then first thing's first, you need a budget! Goals are great, but you need to know where you are starting to know where you're going to end up and how to get there. There are two ways to on How to Budget Your Money. First, would be listing out all of the possible spending categories (payables) and plugging in your "take home" income (receivables). The ...

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