Frugal Back to School Shopping Ideas

Frugal Back to School Shopping Ideas

Frugal Back to School Shopping Ideas Back to school shopping frugally Right now you may be wondering why it is important to start thinking now about next years start of the school year, but if you're thinking frugally, you already know the answer. Buying during sales cycles always save you money. I purchase a lot of supplies for the next school year well in advance. The only things I don't purchase in advance are our backpacks and lunch boxes (if you have kids you know how quickly their ...

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Preparedness is Key to Frugal Living

Preparedness is Key to Frugal Living

Preparedness is Key to Frugal Living The most important qualities to living a purposely frugal life is to be prepared. Preparedness will always prevent unnecessary struggle. I was born and raised in Florida, like many parts of the country we have our share of weather to worry about. Up North, you must be prepared for the winter weather. In the Midwest, you must be prepared for severe wind and storms. Out West, earthquakes are a part of the reality of choosing to live there. And down South ...

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Healthy Living While Living Under $30,000

Healthy Living While Living Under $30,000

Healthy Living While Living Under $30,000 Living a frugal lifestyle by living healthier? Is it possible that living frugally and being healthier go hand in hand? They sure do! Being frugal doesn't mean living on less. It means making smarter decisions with what you have, including healthy living. Here are three big ways to live a healthier lifestyle while keeping your budget in shape: Healthy Living While Living Under $30,000 Drop the gym! The weight of your bill from gym membership will ...

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Ways to Save Money on Car Insurance

Ways to save money on Car Insurance

Ways to Save Money on Car Insurance Many times I write about ways to save money and "cut the fat" when it comes to expenses in your monthly budget, but there are times when being frugal is not always best. When it comes to your car insurance policy, using your head before factoring in cost is pretty important. A car is a very important part of any family's financial structure. Insuring your investment is also very important. It is one of those "immovable objects" in your monthly budget. Not ...

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How to Save Money for a Car

How to Save Money for a Car

How to Save Money for a Car This week I wanted to talk about one of the biggest expenses in a monthly budget... Your car (or cars). When you are starting to plan on living a more frugal lifestyle, one of the biggest contributing factors to success is to being able to minimize how much money is going out of your budget every month. How to Save Money for a Car Car payments are a huge chunk of your budget. As with almost anything in your adult life, owning will be more cost-effective than ...

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Cleaning Up Your Credit Report

Cleaning up your credit report

Cleaning Up Your Credit Report Congratulations on taking the first steps towards cleaning up your credit and getting your finances back on track! Reclaiming your credit score is one of the best things you can do to ensure a brighter financial future for you and your family. When you hear back from the credit agencies, you will be told whether or not your claim is accepted and changes will be made or not. If you’re having a hard time getting something fixed, it might be because of several ...

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Credit Report Score Tips

Find out how to clean up your credit report

Credit Report Score Tips One of the biggest things that hold people back from getting their financial affairs in order is credit. Either they were extended too much credit and over did it or they can't get any at all. There is a solution. It is not quick and it is not easy. Anyone offering to fix it for you with a "Pay It Now" button is probably lying to you. Yes, there are many services that you can pay to scrub your report. But chances are that a lot will be missed. You will probably also ...

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Dating on a Budget Ideas

Dating on a Budget Ideas

Dating on a Budget Ideas In a previous article I mentioned alimony and child support being immovable parts of a budget, thus preventative measures need to be taken to keep that cost from occurring. Money talk can be the source of a lot of stress within a couple. Finding ways to facilitate healthy discussions about finances is important to getting on the same page and executing a family financial plan. There are great communication facilitators out there. A favorite of mine is "The Five Love ...

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Budgeting for a New Baby

Budgeting for a New Baby

Budgeting for a New Baby So you are having a baby? Congratulations! On a budget? Congratulations! One of the most amazing gifts you can give your children is the ability to manage their money. Unfortunately, babies do not understand that money does not grow on trees. So until they figure it out, you must manage money no way that will teach invite. Budgeting for a new baby is a money skill that you should learn. Tips for Budgeting for a New Baby One of the first places to start is all ...

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How to Manage Food Budget for Family?

How to Manage Food Budget for Family?

One of the keys to successfully running a household for under $30,000 a year is managing your food budget. The way to make your food budget stretch is to use a few really helpful tips... How to Manage Food Budget for Family? 1) Coupons. You may think couponing is hard, or time consuming, or extreme, but in this day and age with couponing being main stream there is no excuse to great to ignore savings like that. Especially staple items that are regularly in couponing cycles (which are ...

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