How to Save Money for a Car

How to Save Money for a Car

How to Save Money for a Car This week I wanted to talk about one of the biggest expenses in a monthly budget... Your car (or cars). When you are starting to plan on living a more frugal lifestyle, one of the biggest contributing factors to success is to being able to minimize how much money is going out of your budget every month. How to Save Money for a Car Car payments are a huge chunk of your budget. As with almost anything in your adult life, owning will be more cost-effective than ...

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Cleaning Up Your Credit Report

Cleaning up your credit report

Cleaning Up Your Credit Report Congratulations on taking the first steps towards cleaning up your credit and getting your finances back on track! Reclaiming your credit score is one of the best things you can do to ensure a brighter financial future for you and your family. When you hear back from the credit agencies, you will be told whether or not your claim is accepted and changes will be made or not. If you’re having a hard time getting something fixed, it might be because of several ...

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Credit Report Score Tips

Find out how to clean up your credit report

Credit Report Score Tips One of the biggest things that hold people back from getting their financial affairs in order is credit. Either they were extended too much credit and over did it or they can't get any at all. There is a solution. It is not quick and it is not easy. Anyone offering to fix it for you with a "Pay It Now" button is probably lying to you. Yes, there are many services that you can pay to scrub your report. But chances are that a lot will be missed. You will probably also ...

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Dating on a Budget Ideas

Dating on a Budget Ideas

Dating on a Budget Ideas In a previous article I mentioned alimony and child support being immovable parts of a budget, thus preventative measures need to be taken to keep that cost from occurring. Money talk can be the source of a lot of stress within a couple. Finding ways to facilitate healthy discussions about finances is important to getting on the same page and executing a family financial plan. There are great communication facilitators out there. A favorite of mine is "The Five Love ...

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Budgeting for a New Baby

Budgeting for a New Baby

Budgeting for a New Baby So you are having a baby? Congratulations! On a budget? Congratulations! One of the most amazing gifts you can give your children is the ability to manage their money. Unfortunately, babies do not understand that money does not grow on trees. So until they figure it out, you must manage money no way that will teach invite. Budgeting for a new baby is a money skill that you should learn. Tips for Budgeting for a New Baby One of the first places to start is all ...

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How to Manage Food Budget for Family?

How to Manage Food Budget for Family?

One of the keys to successfully running a household for under $30,000 a year is managing your food budget. The way to make your food budget stretch is to use a few really helpful tips... How to Manage Food Budget for Family? 1) Coupons. You may think couponing is hard, or time consuming, or extreme, but in this day and age with couponing being main stream there is no excuse to great to ignore savings like that. Especially staple items that are regularly in couponing cycles (which are ...

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How to Use Your Tax Refund to Build Wealth

Find out the secret on How to Use Your Tax Refund to Build Wealth

Using Tax Refund to Build Wealth How to use your tax refund to build wealth... If you just got a tax refund and you have been living lean in an effort to get ahead (or simply stay afloat) your first instinct may be to splurge... But, remember when I mentioned the lottery and all of those financial talks? When people first get a large sum of money the first thing they want to do is SPEND. A smart person knows that the first thing you do is stop and THINK. How to build wealth? How can you ...

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Why Couples Should Talk About Money?

couple money talks

Why Couples Should Talk About Money? One of the biggest chunks of money that you cannot trim out of your budget can be alimony/child support. The truth is that in the case of bills that cannot be trimmed down you have to cut money and other places to subsidize them. They must be paid. The only advice I can give on that part of your budget is to try to find ways to prevent getting there. Talk about money with your partner. Why Couples Should Talk About Money? Money can be one of those ...

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Money Management Skill

Money Management Skill

Thriving and (not just surviving) under $30,000 Part 6 Money Management Skill The important money management skill that we should learn asap is to stick to your budget and hold yourself accountable. Accountability is hard. Persistence is hard. If it was easy, everyone would have everything they want exactly when they want it. At the end of the day, what is important to you? It takes time and hard work. If you to want to head toward the goal of not needing to work to live, then you must ...

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Smart Money Saving Tips to Control Your Debt

Smart Money Saving Tips

Smart Money Saving Tips   Smart money saving tips to get your debt under control. What is the best way to tackle a mountain? Face it head on! Your financial freedom is your own personal Everest. Break it down and tackle it one step at time. Get your budget together. Cut out your reckless spending. Make a list if your bills and handle them one at a time based on how it is impacting your bottom line. Get your hands on your credit report and start scrubbing. Make your own calls to ...

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