How to Manage Food Budget for Family?

How to Manage Food Budget for Family?

One of the keys to successfully running a household for under $30,000 a year is managing your food budget. The way to make your food budget stretch is to use a few really helpful tips... How to Manage Food Budget for Family? 1) Coupons. You may think couponing is hard, or time consuming, or extreme, but in this day and age with couponing being main stream there is no excuse to great to ignore savings like that. Especially staple items that are regularly in couponing cycles (which are ...

Read More »

How to Use Your Tax Refund to Build Wealth

Find out the secret on How to Use Your Tax Refund to Build Wealth

Using Tax Refund to Build Wealth How to use your tax refund to build wealth... If you just got a tax refund and you have been living lean in an effort to get ahead (or simply stay afloat) your first instinct may be to splurge... But, remember when I mentioned the lottery and all of those financial talks? When people first get a large sum of money the first thing they want to do is SPEND. A smart person knows that the first thing you do is stop and THINK. How to build wealth? How can you ...

Read More »

Why Couples Should Talk About Money?

couple money talks

Why Couples Should Talk About Money? One of the biggest chunks of money that you cannot trim out of your budget can be alimony/child support. The truth is that in the case of bills that cannot be trimmed down you have to cut money and other places to subsidize them. They must be paid. The only advice I can give on that part of your budget is to try to find ways to prevent getting there. Talk about money with your partner. Why Couples Should Talk About Money? Money can be one of those ...

Read More »

Money Management Skill

Money Management Skill

Thriving and (not just surviving) under $30,000 Part 6 Money Management Skill The important money management skill that we should learn asap is to stick to your budget and hold yourself accountable. Accountability is hard. Persistence is hard. If it was easy, everyone would have everything they want exactly when they want it. At the end of the day, what is important to you? It takes time and hard work. If you to want to head toward the goal of not needing to work to live, then you must ...

Read More »

Smart Money Saving Tips to Control Your Debt

Smart Money Saving Tips

Smart Money Saving Tips   Smart money saving tips to get your debt under control. What is the best way to tackle a mountain? Face it head on! Your financial freedom is your own personal Everest. Break it down and tackle it one step at time. Get your budget together. Cut out your reckless spending. Make a list if your bills and handle them one at a time based on how it is impacting your bottom line. Get your hands on your credit report and start scrubbing. Make your own calls to ...

Read More »

How to Not Spend Money

How to Not Spend Money

How to Not Spend Money? The answer on how to not spend money is to Reprioritize. How important is that next vacation? Does it have to be an island getaway? Isn't the greater goal of a vacation to reconnect to yourself, your family, and what is really important. So why couldn't vacation be in town seeing all the things that you always said you would take your kids to see, but never did? What about that new bag or shoes? Why not ask a friend if they want to trade bags with you or get a good ...

Read More »

Basic Home Budgeting

Basic Home Budgeting

Basic Home Budgeting Thriving and (not just surviving) on $30,000 a year! Basic Home Budgeting Tip: Realistically look at your budget! In order to really get your money in order and be able to survive and thrive on less than you think you can is actually simple. It isn't simple as much as it is simplicity. Make quick changes and cut back deeply. Go on a debt diet (so to speak). Basic Home Budgeting Tips to Thrive on $30,000 or less a year ...

Read More »

Best Frugal Tips

budget tips

Best Frugal Tips Thriving and (not just surviving) on $30,000 a year! $30,000 a year does not seem like much. It definitely doesn't seem like enough for one person to live off of for a year. Much less a family of four! It is a very unrealistic number for some people. The factors that make it unrealistic are usually self-imposed though. Getting to a point where you can live on such a modest amount of money can also be self-imposed. The key to it being possible is wanting it to happen and ...

Read More »

Frugal Living Ideas – Living On 30000 a Year

Frugal Living Ideas

Frugal Living Ideas Frugal living ideas for Living On 30000 a Year Don't think it's possible, right? I mean, seriously, who can live on less than $30,000 a year in this day and age? Well, I'll tell you. My husband and I...and our 6 kids! Let me walk you through the process. It wasn't easy, but if you are as determined as I was, it is possible! First of all, you need to get rid of the feelings of entitlement that many Americans struggle with. We did this without food stamps or help from ...

Read More »