Smart Money Saving Tips to Control Your Debt

Smart Money Saving Tips

Smart Money Saving Tips   Smart money saving tips to get your debt under control. What is the best way to tackle a mountain? Face it head on! Your financial freedom is your own personal Everest. Break it down and tackle it one step at time. Get your budget together. Cut out your reckless spending. Make a list if your bills and handle them one at a time based on how it is impacting your bottom line. Get your hands on your credit report and start scrubbing. Make your own calls to ...

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Karla’s Korner: Hum a Little

share a smile

Karla's Korner: Hum a Little Hum a little….. She stands a little over five feet tall, has long dark hair flowing down her petite shoulders, wears glasses and is humming every time I see her. I don’t know her name but every time I shop at the local K-Mart I find myself trying to get in her checkout lane. Like most folks I find holiday shopping exhausting. The crowds of people pushing and shoving their way through stores searching for the “perfect” gift takes a toll on me. I’m not a fan of ...

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How to Not Spend Money

How to Not Spend Money

How to Not Spend Money? The answer on how to not spend money is to Reprioritize. How important is that next vacation? Does it have to be an island getaway? Isn't the greater goal of a vacation to reconnect to yourself, your family, and what is really important. So why couldn't vacation be in town seeing all the things that you always said you would take your kids to see, but never did? What about that new bag or shoes? Why not ask a friend if they want to trade bags with you or get a good ...

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Karla’s Korner: The Reality of Judgment

Judgment

The Reality of Judgment The Reality of Judgment: Fear of Being Different Walking into the local grocery store I follow a twenty-something young woman dressed in a leather jacket and knit hat. It’s winter and I find myself wishing I could pull off wearing a hat like that; maybe I could. Walking past the deli I notice a familiar face and as I prepare to smile and acknowledge the acquaintance and her husband I nearly stop in my tracks as the rolls her eyes, gets her husband’s attention, points ...

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Karla’s Korner: Finding Victory in Struggle

victory in struggle

Karla's Korner: Finding Victory in Struggle Finding Victory in Struggle English American author and political activist Thomas Paine wrote: “The harder the conflict, the more glorious the triumph. What we obtain too cheap, we esteem too lightly; it is dearness only that gives everything its value. I love the man that can smile in trouble, that can gather strength from distress and grow.” In 2014 Kayla Montgomery clinched the North Carolina high school state title in the 3,200-meter race ...

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Basic Home Budgeting

Basic Home Budgeting

Basic Home Budgeting Thriving and (not just surviving) on $30,000 a year! Basic Home Budgeting Tip: Realistically look at your budget! In order to really get your money in order and be able to survive and thrive on less than you think you can is actually simple. It isn't simple as much as it is simplicity. Make quick changes and cut back deeply. Go on a debt diet (so to speak). Basic Home Budgeting Tips to Thrive on $30,000 or less a year ...

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Driving in Snow Tips

winter driving

Driving in Snow Tips Winter Safety - Driving in Snow Tips In some places, Winter means dangerous driving conditions. Snow, sleet, hail, wind and icy conditions can lead to accidents, injuries and damage to your vehicle. When you hit the road this Winter, be prepared. Make sure that you put safety first. Be responsible and cautious when you are driving and be sure to follow these Driving in Snow Tips. You may be ready for Winter, but is your vehicle? Have it checked by a professional to ...

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Karla’s Korner: Farewell 2014

2014

Farewell 2014 Farewell 2014: Lessons and Resolutions There are just a few days left to reflect on 2014 and make resolutions for 2015; if you’re into resolutions. As I began to think about my final article for the year my initial thought was “Farewell 2014…You Sucked”, however, as I began to think about all that has taken place I realize that it really didn’t suck at all. As a matter of fact, 2014 was a year filled with blessings, life lessons and a whole lotta love. The Dalai Lama once ...

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Best Frugal Tips

budget tips

Best Frugal Tips Thriving and (not just surviving) on $30,000 a year! $30,000 a year does not seem like much. It definitely doesn't seem like enough for one person to live off of for a year. Much less a family of four! It is a very unrealistic number for some people. The factors that make it unrealistic are usually self-imposed though. Getting to a point where you can live on such a modest amount of money can also be self-imposed. The key to it being possible is wanting it to happen and ...

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