Fun Things to do on Valentines Day when You’re on a Budget

Fun Things to do on Valentines Day when You're on a Budget

Fun Things to do on Valentines Day when you're on a budgetValentine's Day is one of those days that you either love or hate. When you were young child you either loved receiving a ton of cards in your box or you dreaded opening your box to see if you got any. As a teenager you either loved of the spectacle surrounding the new feelings you were experiencing or all you felt was angst about the entire mess that is adolescence/young adulthood. In your 20s Valentine's Day can mean so many ...

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Money Savings Challenge: 52 Week Savings Plan

52 Week Savings Plan

Money Savings Challenge: The 52 Week Savings Plan This year, one of my goal is to challenge myself to save money and be frugal. I know that if I do this in the long run it will benefit me and my family. One of the Savings Challenge that I want to do is the 52 Week Savings Plan. I saw this first from one of my friend and I immediately got interested. If you will look at the chart below, you can see that it's something realistic. Unlike other money savings plan with this Savings Challenge you ...

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Frugal living Tip: Christmas Tipping Guide

Frugal living Tip: Christmas Tipping Guide

Frugal Living Tip: Christmas Tipping GuideIf you are living on a tight budget (or just generally frugally minded) the holidays can be a time of anxiety and worry as well as budget stretching triumph. I have found plenty of areas in which a dollar can be stretched or saved during the holidays, but one area where you should always be prepared to pay full price is when it comes to tipping. Showing thankfulness should be something that is never done less than over abundantly. Of course we all ...

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40 Best Frugal Tips For Surviving The Holidays

40 Best Frugal Tips For Surviving The Holidays

40 Best Frugal Tips For Surviving The HolidaysThe holidays are fast approaching, and it's time to start thinking about how we can make the most out of them, without breaking the bank. Now we all know I'm all about frugal living  so going broke during the holidays is not part of my plan, ha! But I still want to make sure my friends, family, and most importantly (to me) my kids, have an awesome holiday season. With that being said, I thought a lot of you would probably be in the same boat ...

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Black Friday Checklist

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Black Friday Checklist I don't know about you, but when it comes to Black Friday I want to make sure I am totally prepared, so I always bring a list with me! Having a list of the items I want and their prices make it easy to stay on track on one of the most hectic days of the year. I thought there must be other people that love to be organized, so I wanted to share with you my Black Friday Checklist! This checklist is printable, so you can actually take this list with you while you shop! Here ...

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Black Friday Shopping Tips

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Black Friday Shopping TipsI know it's not even Halloween yet but those of us that are on a budget are already thinking about holiday shopping. Black Friday is one of my favorite "holidays" of the year and we have a lot of fun with it every year. I know some people lock there doors and wonder how the rest of us do it but my family goes out on a 10 hour shopping spree and we have a lot of fun doing it! Now, I'm not saying it's not stressful because it is, ha! But with a little planning and a ...

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5 Moving Expenses You Might Not Have Thought About

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5 Moving Expenses You Might Not Have Thought AboutSomething exciting is happening for me next month you guys! I'm moving into my first home! My husband and I have been renting a house since we got together, but now we have found a home that is all ours and I couldn't be more thrilled to move. And while it's exciting, it's also one of the most stressful things I've been through in my life! So many forms to fill out, applications to sign, inspections to get done, etc. It's exhausting AND ...

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Frugal Back to School Shopping Ideas

Frugal Back to School Shopping Ideas

Frugal Back to School Shopping IdeasBack to school shopping frugally Right now you may be wondering why it is important to start thinking now about next years start of the school year, but if you're thinking frugally, you already know the answer. Buying during sales cycles always save you money. I purchase a lot of supplies for the next school year well in advance. The only things I don't purchase in advance are our backpacks and lunch boxes (if you have kids you know how quickly their ...

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How to Save on Halloween Treats

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How to Save on Halloween TreatsWhether trick or treaters are coming to your door or there are kids at your Halloween party you want to have some great treats on hand. You don't want to spend a crazy amount of money buying them, though. Here are some tips on how to save on Halloween treats for party guests or trick or treaters. My Tips on How to Save on Halloween Treats ...

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Why Do You Need an Emergency Fund?

Why Do You Need an Emergency Fund?

Why Do You Need an Emergency Fund?Why do you need an emergency fund (part 1) ?As some of the readers may have noticed, my regular series "How to thrive and not just survive under $30,000 a year" has not been around for a few weeks. One of the major reasons is because of a hard financial lesson I just learned. Most of the information in my blog posts comes from my own personal experience and doing a lot of research to figure out how to run the "business" that is my family the best I ...

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