Frugal Back to School Shopping Ideas

Frugal Back to School Shopping Ideas

Frugal Back to School Shopping Ideas Back to school shopping frugally Right now you may be wondering why it is important to start thinking now about next years start of the school year, but if you're thinking frugally, you already know the answer. Buying during sales cycles always save you money. I purchase a lot of supplies for the next school year well in advance. The only things I don't purchase in advance are our backpacks and lunch boxes (if you have kids you know how quickly their ...

Read More »

Why Do You Need an Emergency Fund?

Why Do You Need an Emergency Fund?

Why Do You Need an Emergency Fund? Why do you need an emergency fund (part 1) ? As some of the readers may have noticed, my regular series "How to thrive and not just survive under $30,000 a year" has not been around for a few weeks. One of the major reasons is because of a hard financial lesson I just learned. Most of the information in my blog posts comes from my own personal experience and doing a lot of research to figure out how to run the "business" that is my family the best I ...

Read More »

How to Start Building an Emergency Fund?

How to Start Building an Emergency Fund?

How to Start Building an Emergency Fund? Last week I talked about creating an emergency fund and why it is so important. Now let's talk about how to jump in and get started. How much should you save? This is an easy, yet highly individual question. Depending on how out of out of debt you already are and what the job market is in your field and area. Generally I would say 3-6 months is a safe bet, but 6-9 is probably best. Take a hard look at your budget and decide what your needs in an ...

Read More »

Tips For Hosting a Low Budget Cookout

Tips For Hosting a Low Budget Cookout

Tips For Hosting a Low Budget Cookout It's time to get that grill fired up! I cookout often during the spring and summer. It is much easier to clean up plus it keeps the house cooler by not using the oven. During the summer we host several parties. I do like to entertain but it can be a strain on the budget. Mrs. Not Made of Money brings us some tips today on how to save money while hosting a cookout. ...

Read More »

Hosting a Cookout on a Budget

Budget cook out ideas.jpg

Hosting a Cookout on a Budget Hosting a Cookout on a Budget-I love that the weather it's starting to get warm, that means it's time for flip flops, swimming, and cookouts! What is better than rounding up some friends and throwing some burgers on the grill? Nothing!  You get to enjoy being outside in the fresh air, and the clean up is much easier! Cookouts are a great way to spend your summer days, and here are some tips for hosting a cookout on a budget to make it even better! Here are ...

Read More »

How to Keep Energy Costs Down During the Summer

How to Keep Energy Costs Down During the Summer

How to Keep Energy Costs Down During the Summer 5 frugal lifestyle changes that keep your energy costs down during the summer: The temperature is rising outside and so are your energy costs. Here are five tips that can help you beat wasting your hard-earned money on keeping your house cool which leaves you more money to be spent on things like ice cream in time to make memories with your family. ...

Read More »

Money Saving Tips on Summer Reading for Kids

summer-reading

Summer Reading for Kids Summer is almost upon us. School is letting out. Mothers are trying to figure out how to keep children occupied, thus calm(er). Schools assign summer reading for kids recommendations and many schools have followup activities and quizzes in the fall. As a public and private school teacher turned homeschool mom reading is a daily must for my children. The problem comes in determining how to keep enough books around so they always have something new and different to ...

Read More »

Tips & Tricks to Save Money On Wedding

Save Money On Wedding

Save Money On Wedding When I was young, I never really had any dreams about my wedding. I didn’t have anything planned, no real must haves-I always just wanted to have fun at my wedding. When I got engaged, I realized I’d be planning the whole event by myself. I was not excited. I also had to sit down and really put everything into workable figures as to how much we could afford. Here are a few tricks that I learned to save me tons of money on my wedding: Tips & Tricks to Save Money On ...

Read More »

Free Printable Wedding Budget Checklist

wedding budget checklist

Free Printable Wedding Checklist So you're getting married?? Congratulations! One of the most important things to keep in mind (before you go crazy with wedding details) is to sit down with whoever is helping you pay for the wedding and make out a free printable wedding checklist. This will help you see what it is you can do with your budget. It will also help you set your expectations for your wedding with what you can and can't do. So I thought I would share with you the free ...

Read More »