Frugal Ways to Save Money: Getting Out of Debts

frugal ways to save money

Frugal Ways to Save Money Getting Out of Debts Today on Making Money Monday, I'm sharing with you one of my Frugal Ways to Save Money and it's one of the most important because you can't save big money without getting out of debts first. One of the most common New Year's resolution aside from losing weight and getting fit is getting out of debts. I'm sure it's a goal that we all want to do, but just like losing weight we can't reach that goal without putting the effort and really work hard ...

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Living on 30000 or Less: Raising a Family of 6

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Budget Saving Tips on Living on 30000 or Less Raising a Family of 6 on less than $30,000 6 Tips to living on 30000 or Less My husband is a disabled Vet, works for minimum wage, and I draw disability due to a heart condition. Until we filed our taxes I thought we were doing pretty well for ourselves. That was until I saw that our total yearly income was only $22,000. This made me think about all of the ways throughout the year we have saved money. I am more than happy to share with all of ...

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Frugal living Tip: Christmas Tipping Guide

Frugal living Tip: Christmas Tipping Guide

Frugal Living Tip: Christmas Tipping Guide If you are living on a tight budget (or just generally frugally minded) the holidays can be a time of anxiety and worry as well as budget stretching triumph. I have found plenty of areas in which a dollar can be stretched or saved during the holidays, but one area where you should always be prepared to pay full price is when it comes to tipping. Showing thankfulness should be something that is never done less than over abundantly. Of course we all ...

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How to Score Designer Gifts for Yourself

score designer gift

This is a sponsored post written by me on behalf of Chase Freedom for IZEA. All opinions are 100% mine. Tips and Tricks on How to Score Designer Gifts for Yourself What if I told you my favorite designer purse didn't cost a thing? No, I didn't steal it. It was a gift from myself. What if I told you I like to use my Chase Freedom card to earn rewards for myself? One way to achieve financial success is to spend your money more effectively. It is imperative to use your rewards to your ...

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Frugal Living Tips this Christmas Season

Living Under $30,000 During Holiday Season

Frugal Living Tips this Christmas Season It's no secret that it is getting to be that time of year… Christmas is coming soon! As a person who lives a frugal lifestyle, it is hard to get excited about events that inevitably make me step outside of my financial comfort zone. While it is a lovely thought to believe that you can be immune to the inevitable push to spend money during the holidays, it is impossible in this day and age did not find yourself pulling out a credit card at every turn. ...

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Holiday Spending Made Easier

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Disclaimer: Compensation was provided by Chase via MomTrends. The opinions expressed herein are those of the author and are not indicative of the opinions of Chase or Momtrends. Holiday Spending Made Easier Jingle Bells, Jingle Bells, debt myths dispelled, the holiday doesn't mean you need to overspend. You can give gifts in your budget, and you can give yourself the peace of mind knowing you were living within your budget. We have been talking about how to live in your budget and how to save ...

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40 Best Frugal Tips For Surviving The Holidays

40 Best Frugal Tips For Surviving The Holidays

40 Best Frugal Tips For Surviving The Holidays The holidays are fast approaching, and it's time to start thinking about how we can make the most out of them, without breaking the bank. Now we all know I'm all about frugal living  so going broke during the holidays is not part of my plan, ha! But I still want to make sure my friends, family, and most importantly (to me) my kids, have an awesome holiday season. With that being said, I thought a lot of you would probably be in the same boat ...

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10 Money Saving Tips for the Newly Frugal

10 Money Saving Tips for the Newly Frugal

10 Money Saving Tips for the Newly Frugal Congratulations! You're taking your first steps towards getting your finances in order by making a conscious choice to live frugally! It may seem overwhelming, but there are many quick changes that you can make your lifestyle it will help you start to live frugally life and see big changes to your bank account immediately. These 10 money saving tips will help all of you who are just starting to live frugally.  ...

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How to Budget Your Money

How to Budget Your Money

How to Budget Your Money Are you thinking about getting your finances under control and tightening up your belt to achieve some goals? Then first thing's first, you need a budget! Goals are great, but you need to know where you are starting to know where you're going to end up and how to get there. There are two ways to on How to Budget Your Money. First, would be listing out all of the possible spending categories (payables) and plugging in your "take home" income (receivables). The ...

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How to Start Building an Emergency Fund?

How to Start Building an Emergency Fund?

How to Start Building an Emergency Fund? Last week I talked about creating an emergency fund and why it is so important. Now let's talk about how to jump in and get started. How much should you save? This is an easy, yet highly individual question. Depending on how out of out of debt you already are and what the job market is in your field and area. Generally I would say 3-6 months is a safe bet, but 6-9 is probably best. Take a hard look at your budget and decide what your needs in an ...

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