Save Big at DAWGS.com Black Friday Sale

DAWGS Black Friday Sale

My first stop for Black Friday deals this year is DAWGS.com!  It’s Thanksgiving Day and I've started my Black Friday shopping.  Once again, the Black Friday deals are the best you'll find all year.  This year I decided to reward myself first.  Among all the deals I’ve scoped out for Black Friday, one of them is something for me from DAWGS.com!   The Key to a Great Wardrobe What's your "go to" wardrobe item?  I'd have to say my answer to that question is any pieces which can be ...

Read More »

How to Save Money When Your Emergency Fund is Wiped Out

How to Save Money When Your Emergency Fund is Wiped Out

How to Save Money When Your Emergency Fund is Wiped Out No savings, no emergency fund, nothing to fall back on.  That’s where we are now that necessary repairs to our paid off, ten-year old car have been made.  I’m sure many of you can relate.  Did you know that according to the Federal Reserve, 48% of Americans say they wouldn’t be able to come up with $400 in an emergency, and only 38% could handle an unexpected expense of $1000?  We are fortunate as we had $1,500 in an emergency fund. ...

Read More »

You Have to Admit, We All Do It!

People Watching

People Watching... You Have to Admit, We All Do It! Who are all these people -- the ones waiting in the doctor’s office, in line at the grocery store, the DMV, or wandering aimlessly through the shopping mall? My mind starts to wander and suddenly I realize I’m doing it again. PEOPLE WATCHING! You have to admit, we all do it! How many times have you found yourself waiting somewhere with nothing better to do than watch people and start conjuring up what their lives are like? A friend ...

Read More »

Save Money Watering Your Lawn

Save Money Watering Your Lawn

Save Money Watering Your Lawn Is it really possible to save money watering your lawn?  It depends on what part of the country you live in.  In our area, the summers are hot and humid with frequent afternoon thunderstorms.  In other areas, the weather is hot and dry necessitating lawns be regularly watered to maintain any semblance of green. One of our biggest issues with watering our lawn is that water is very expensive in our area.  My parents live in a large city and their water/sewer ...

Read More »

Social Media Debate: Is It Still Okay to Call Someone Ma’am?

calling-maam

Social Media Debate If you have a social media account such as Facebook or Twitter, you have probably found yourself involved in at least a debate or two about an issue that appeared on your feed. Sometimes these issues revolve around national, local, or community politics. Others may be centered on questions posed about child rearing. Still others may involve your favorite sports team or a celebrity scandal. Social Media Debate: Is It Still Okay to Call Someone Ma'am? This past week, a ...

Read More »

Maya Angelou Famous Quotes

maya-angelou

Maya Angelou Famous Quotes Do you believe things happen for a reason? Well, over the years, I have come to believe they do. As I was contemplating what to write for today’s Thought Provoking Thursday post, I remembered seeing headlines and brief posts about a writer and poet who passed away yesterday. It dawned on me that this woman’s contributions could be the basis of my post. Before leaving work today, my office manager showed me a list of quotes she was bringing to a small group study ...

Read More »

Frugal Ways to Save Money: Home Appliances Sale

Frugal Ways to Save Money

Frugal Ways to Save Money: Home Appliances Sale Frugal Ways to Save Money: Home Appliances Sale Spring is a time of new beginnings.  For many, it's also the time when a large income tax refund comes in.  Some may use those extra funds to pay off debt, to plan for a much needed and deserved vacation, or to put toward savings.  This year we plan to use those funds to replace our dishwasher and stove.  After over ten years, both of these appliances have outlived their usefulness.  The ...

Read More »

Get Kids to Save Money: Jobs Kids Can Do

Get Kids to Save Money

Get Kids to Save Money Once children are old enough to understand the concept of money, they are old enough to learn ways to make money. There are always jobs kids can do, particularly jobs around the house. In our family, each child is assigned age-appropriate chores to complete each week.  They are not provided an allowance for doing these chores.  Here are some ideas for toddler chores and school age kid chores. If our kids would like to earn some money, we keep a list of ...

Read More »

Get Kids to Save Money

Get Kids to Save Money

Get Kids to Save Money Saving money is the one thing we all agree on in our family.  Something we can do every day is to teach kids to save money.  No matter what we are purchasing, whether groceries, gas, clothes, toys, or services, there is always a discussion of how to save money on that purchase.  Our children know what the standard response from us is any time they ask if we can buy something:  “How much does cost, is it on sale, and is there a coupon for it?”  Many people might think ...

Read More »

NeatConnect®: The Help We Needed This Tax Season

neat connect in the box

NeatConnect® The Help We Needed This Tax Season If you are like many people, you may not yet have completed your taxes.  For years, it was my husband who was in charge of gathering, sorting, and compiling data from all the papers we randomly placed in the “tax envelope” each year.  Now that he’s on the road the better part of the year, this task has fallen on my shoulders.  Our tax envelope contains any piece of paper we think we might need for our accountant to prepare our taxes.  Last ...

Read More »